500 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 500 E 10th St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (May 2023)
Tax Bill$6,216 (2025)
Deeds & MortgagesMay 2023 Mortgage
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN1134126008

Property Details

APN / Parcel Number

Primary APN1134126008
Alternative APNs
  • 110232
  • 115162

Exterior

Lot Area13,068 sqft (0.3 acres)
Lot Dimensions142 ft deep x 93 ft wide

Location & Zoning

Account Number115162
Street Address500 E 10TH ST
CityROCK FALLS
StateIL
Zip61071-1770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATTERSONS SUB RESUB LOT 1 LOTS 1 & 2 BLK 10 176701X
Legal SubdivisionPATTERSONS SUBDIVISION
Legal Block10
Legal Lot Number1-2
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2050
Census Tract1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1410 GREGDEN SHORES DR, STERLING, IL 61081-9661
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Warranty Deed, Transfer · Conventional Mortgage
STERLING FEDERAL BANK FSB
Aug 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STERLING FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleAug 13, 2012 · Amount on Record
Deed Document Number20232438
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMay 24, 2023
Property Address500 E 10TH ST, ROCK FALLS, IL 61071-1770
Document Number0000002438
Instrument DateMay 19, 2023
Instrument2023-02438
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1410 GREGDEN SHORES DR, STERLING, IL 61081-9661

Mortgage

Document Number0000002439
DateMay 24, 2023
Instrument2023-02439
Lender
NameSTERLING FEDERAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMay 19, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address500 E 10TH ST, ROCK FALLS, IL 61071-1770
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202106066
DateAug 30, 2021
Instrument2021-06066
Lender
NameSTERLING FEDERAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueSep 1, 2022

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,216.00$56,599 Land $8,287 Building $48,312
2024$169,797 Land $24,861 Building $144,936

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Rise Broadband, Surf Internet, Verizon.

Nearby Properties on E 10th St

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