401 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 401 E 10th St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual on Record
Tax Bill$2,147 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1127377009

Property Details

APN / Parcel Number

Primary APN1127377009
Alternative APN
  • 96593

Exterior

Lot Area8,276 sqft (0.19 acres)
Lot Dimensions155 ft deep x 53.5 ft wide

Location & Zoning

Account Number96593
Street Address401 E 10TH ST
CityROCK FALLS
StateIL
Zip61071-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRATTS ADDITION LOT 9 BLK 3 168600X
Legal SubdivisionPRATTS ADDITION
Legal Block3
Legal Lot Number9
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2041
Census Tract1500

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address401 E 10TH ST, ROCK FALLS, IL 61071-1732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address401 E 10TH ST, ROCK FALLS, IL 61071-1732
Document Number0000000822
Instrument DateFeb 1, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 E 10TH ST ROCK FALLS IL 610711732, ROCK FALLS, IL 61071-1732

Mortgage

Document Number0000000822
DateFeb 11, 2020
Instrument822
Lender
NameCOMMUNITY ST BK/ROCK FALLS
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,147.00$32,549 Land $4,312 Building $28,237
2024$97,647 Land $12,936 Building $84,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Rise Broadband, Verizon.

Nearby Properties on E 10th St

Nearby Streets

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