502 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 502 E 10th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,915 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1134126011`

Property Details

APN / Parcel Number

Primary APN	`1134126011`
Alternative APNs	`120272` `91563`

Exterior

Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	142 ft deep x 231 ft wide

Location & Zoning

Account Number	120272
Street Address	502 E 10TH ST
City	ROCK FALLS
State	IL
Zip	61071-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSONS SUB SLTS SBLTS 6-7-8-9 & 10 LOT 1 BLK 10 176700X
Legal Subdivision	PATTERSONS SUBDIVISION
Legal Block	10
Legal Lot Number	1,6-10
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2050
Census Tract	1500

Owner

502 E 10th St is owner-occupied and held in a trust since December 2024.

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	502 E 10TH ST, ROCK FALLS, IL 61071-1754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2019	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Jul 3, 2017	Trustee's Deed, Construction Loan · Line of Credit MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000005964
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	502 E 10TH ST, ROCK FALLS, IL 61071-1754
Document Number	0000001205
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 E 10TH ST ROCK FALLS IL 610711754, ROCK FALLS, IL 61071-1754

Mortgage

Document Number	0000001205
Date	Mar 11, 2019
Instrument	1205

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 10, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.5%

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 3, 2017
Property Address	502 E 10TH ST, ROCK FALLS, IL 61071-1754
Instrument Date	Jun 27, 2017
Instrument	3751
Transaction Type	Construction Loan
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 E 10TH ST ROCK FALLS IL 610711754, ROCK FALLS, IL 61071-1754

Mortgage

Document Number	0000003751
Date	Jul 3, 2017
Instrument	3751

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 502 E 10th St was $8,915.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,915.00	$92,176 Land $11,669 Building $80,507
2024			$276,528 Land $35,007 Building $241,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 E 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 E 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Surf Internet, Verizon.

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