503 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 503 E 10th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,640 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1127381016`

Property Details

APN / Parcel Number

Primary APN	`1127381016`
Alternative APN	`101103`

Exterior

Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	152 ft deep x 68.5 ft wide

Location & Zoning

Account Number	101103
Street Address	503 E 10TH ST
City	ROCK FALLS
State	IL
Zip	61071-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRATTS ADDITION LOT 11 & E 18.5 LOT 10 BLK 4 170100X
Legal Subdivision	PRATTS ADDITION
Legal Block	4
Legal Lot Number	10-11
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2033
Census Tract	1500

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 E 10TH ST, ROCK FALLS, IL 61071-1753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MTG GRP
Aug 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 23, 2019
Transfer Doc	0201904610
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	503 E 10TH ST, ROCK FALLS, IL 61071-1753
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000624
Date	Feb 12, 2024
Instrument	2024-00624

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2064

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	503 E 10TH ST, ROCK FALLS, IL 61071-1753
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107966
Date	Nov 10, 2021
Instrument	2021-07966

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	503 E 10TH ST, ROCK FALLS, IL 61071-1753
Document Number	0000005950
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	503 E 10TH ST ROCK FALLS IL 610711753, ROCK FALLS, IL 61071-1753

Mortgage

Document Number	0000005950
Date	Oct 28, 2019
Instrument	5950

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Interest

Rate	4.12%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 28, 2019
Property Address	503 E 10TH ST, ROCK FALLS, IL 61071-1753
Document Number	0000004610
Instrument Date	Aug 23, 2019
Instrument	4610
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	503 E 10TH ST ROCK FALLS IL 610711753, ROCK FALLS, IL 61071-1753

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 17, 2019
Property Address	503 E 10TH ST, ROCK FALLS, IL 61071-1753
Document Number	0000001884
Instrument Date	Apr 12, 2019
Instrument	1884
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E 10TH ST ROCK FALLS IL 610711753, ROCK FALLS, IL 61071-1753

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,640.00 (+10.07%)	$57,362 (+8.8%) Land $4,683 Building $52,679
2024	$5,124.00	$52,722 Land $4,304 Building $48,418	$172,086 (+8.8%) Land $14,049 Building $158,037
2023			$158,166 Land $12,912 Building $145,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: JAB Wireless, Verizon.

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