50 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 50 Terrace Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,613 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2018)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`045-361-013-000`

Property Details

APN / Parcel Number

Primary APN	`045-361-013-000`
Alternative APN	`045-361-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	045-361-013
Street Address	50 TERRACE DR
City	CHICO
State	CA
Zip	95926-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50 TERRACE DR.
Legal Subdivision	LONGFELLOW TERRACE
Legal Lot Number	13
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6002
Census Tract	800

Owner

50 Terrace Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 TERRACE DR, CHICO, CA 95926-1507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Apr 30, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Document Number	201814386
Prior Transfer Date	Oct 4, 2010
Prior Transfer Doc	0000035019
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	50 TERRACE DR, CHICO, CA 95926-1507
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 TERRACE DR, CHICO, CA 95926-1507

Mortgage

Document Number	0000027022
Date	Aug 16, 2022
Instrument	2022-0027022

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	50 TERRACE DR, CHICO, CA 95926-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027959
Date	Jul 16, 2020
Instrument	2020-0027959

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 30, 2018
Property Address	50 TERRACE DR, CHICO, CA 95926-1507
Document Number	0000014386
Map Reference	MB19 PG20&21
Instrument Date	Apr 27, 2018
Instrument	2018-0014386
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 TERRACE DR, CHICO, CA 95926-1507

Mortgage

Document Number	0000014387
Date	Apr 30, 2018
Instrument	2018-0014387

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 50 Terrace Dr was $4,134 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,381 (+2%) Land $150,874 Building $220,507
2025	$4,134.00 Homeowner's exemption	$364,100 Land $147,916 Building $216,184
2024			$397,800
2023	$3,825.00 (+1.65%) Homeowner's exemption	$349,964 Land $142,173 Building $207,791
2022	$3,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Terrace Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 50 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, unWired Broadband.

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