37 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 37 Terrace Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1952
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Aug 2019)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`045-362-017-000`

Property Details

APN / Parcel Number

Primary APN	`045-362-017-000`
Alternative APN	`045-362-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Old Parcel Number	045-362-017
Street Address	37 TERRACE DR
City	CHICO
State	CA
Zip	95926-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	37 TERRACE DR
Legal Subdivision	BIDWELL RHO
Legal Lot Number	59,65
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6003
Census Tract	800

Owner

37 Terrace Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 TERRACE DR, CHICO, CA 95926-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 12, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 13, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Document Number	201936035
Prior Transfer Date	Jan 13, 1997
Prior Transfer Doc	0000012687
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	37 TERRACE DR, CHICO, CA 95926-1506
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 TERRACE DR, CHICO, CA 95926-1506

Mortgage

Document Number	0000045624
Date	Oct 13, 2021
Instrument	2021-0045624

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 12, 2019
Property Address	37 TERRACE DR, CHICO, CA 95926-1506
Document Number	0000036035
Instrument Date	Aug 5, 2019
Instrument	36035
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 TERRACE DR CHICO CA 959261506, CHICO, CA 95926-1506

Mortgage

Document Number	36036
Date	Aug 12, 2019
Instrument	36036

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 13, 2018
Property Address	37 TERRACE DR, CHICO, CA 95926-1506
Document Number	0000012273
Instrument Date	Apr 3, 2018
Instrument	12273
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	RIO VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 TERRACE DR CHICO CA 959261506, CHICO, CA 95926-1506

Mortgage

Document Number	12274
Date	Apr 13, 2018
Instrument	12274

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 37 Terrace Dr was $3,926.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,805 (+2%) Land $167,325 Building $178,480
2025	$3,926.00	$339,026 Land $164,045 Building $174,981
2024			$331,470
2023	$3,635.00 (+1.62%)	$325,863 Land $157,676 Building $168,187
2022	$3,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Terrace Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, unWired Broadband.

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