Butte County property record for 55 Terrace Dr, Chico, CA 95926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,029 sqft · built 1952 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 045-362-014-000 |
| Primary APN | 045-362-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,029 sqft Living Area |
| 1st Floor Area | 1,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Old Parcel Number | 045-362-014 |
|---|---|
| Street Address | 55 TERRACE DR |
| City | CHICO |
| State | CA |
| Zip | 95926-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 55 TERRACE DR |
| Legal Subdivision | LONGFELLOW TERRACE |
| Legal Lot Number | 27 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 800 |
55 Terrace Dr is owned and occupied by an individual who acquired it in January 2021.
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 TERRACE DR, CHICO, CA 95926-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 0000003393 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | BUTTE CA |
|---|---|
| Recording Date | Jan 26, 2021 |
| Property Address | 55 TERRACE DR, CHICO, CA 95926-1506 |
| Document Number | 0000003393 |
| Map Reference | MB 19 PG 20&21 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2021-0003393 |
| Record Updated | Aug 19, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 TERRACE DR, CHICO, CA 95926-1506 |
| Document Number | 0000003394 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-0003394 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95973 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 55 Terrace Dr was $2,213 with a homeowner's exemption.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,091 (+2%) Land $83,198 Building $117,893 | ||
| 2025 | $2,213.00 Homeowner's exemption | $197,149 Land $81,567 Building $115,582 | |
| 2024 | $312,120 | ||
| 2023 | $2,041.00 (+1.74%) Homeowner's exemption | $189,495 Land $78,400 Building $111,095 | |
| 2022 | $2,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Terrace Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 55 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, unWired Broadband.
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