Butte County property record for 38 Terrace Dr, Chico, CA 95926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,315 sqft · built 1952 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Mar 1997) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 045-361-010-000 |
| Primary APN | 045-361-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Old Parcel Number | 045-361-010 |
|---|---|
| Street Address | 38 TERRACE DR |
| City | CHICO |
| State | CA |
| Zip | 95926-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 38 TERRACE DR. |
| Legal Subdivision | LONGFELLOW TERRACE |
| Legal Lot Number | 10 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 800 |
38 Terrace Dr is owned by an individual who acquired it in March 2004.
Source: Butte County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 W 11TH AVE, CHICO, CA 95926-2513 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Apr 22, 2026 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 1997 · Amount on File |
| Deed Sale | Mar 11, 1997 · Amount on File |
| Deed Document Number | 19978697 |
| Last Transfer Date | Mar 25, 2004 |
| Transfer Doc | 0000019701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Sep 16, 2026 |
| Property Address | 38 TERRACE DR, CHICO, CA 95926-1507 |
| Document Number | 0000025617 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202625617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | RIO VALLEY TITLE, MID VALLEY TITLE |
| Name | Verified Name |
|---|---|
| Address | 414 W 11TH AVE, CHICO, CA 95926-2513 |
| Document Number | 0000025617, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202625617 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 38 TERRACE DR, CHICO, CA 95926-1507 |
| Document Number | 0000011690 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202611690 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 W 11TH AVE, CHICO, CA 95926-2513 |
The 2025 property tax bill for 38 Terrace Dr was $1,937, up 7.1% from the year before.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,420 (+2%) Land $83,048 Building $86,372 | ||
| 2025 | $1,937.00 (+7.08%) | $166,099 Land $81,420 Building $84,679 | |
| 2024 | $1,809.00 (+1.17%) | $334,710 | |
| 2023 | $1,788.00 (+1.71%) | $159,651 Land $78,259 Building $81,392 | |
| 2022 | $1,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Terrace Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, unWired Broadband.
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