38 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 38 Terrace Dr, Chico, CA 95926

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,315 sqft · built 1952
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Mar 1997)
Tax Bill$1,937 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2026 Sale
Flood ZoneZone X (moderate risk)
APN045-361-010-000

Property Details

APN / Parcel Number

Primary APN045-361-010-000
Alternative APN
  • 045-361-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,315 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleModern
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area14,375 sqft (0.33 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemNone
SewerSeptic

Location & Zoning

Old Parcel Number045-361-010
Street Address38 TERRACE DR
CityCHICO
StateCA
Zip95926-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description38 TERRACE DR.
Legal SubdivisionLONGFELLOW TERRACE
Legal Lot Number10
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group6
Census Block6002
Census Tract800

Owner

Source: Butte County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address414 W 11TH AVE, CHICO, CA 95926-2513
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO
Apr 22, 2026Affidavit, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 1997 · Amount on Record
Deed SaleMar 11, 1997 · Amount on Record
Deed Document Number19978697
Last Transfer DateMar 25, 2004
Transfer Doc0000019701
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Recording DateSep 16, 2026
Property Address38 TERRACE DR, CHICO, CA 95926-1507
Document Number0000025617
Instrument DateSep 16, 2026
Instrument202625617
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyRIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 W 11TH AVE, CHICO, CA 95926-2513

Mortgage

Document Number0000025617,
DateSep 16, 2026
Instrument202625617
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionBUTTE CA
Recording DateApr 22, 2026
Property Address38 TERRACE DR, CHICO, CA 95926-1507
Document Number0000011690
Instrument DateApr 16, 2026
Instrument202611690
Transaction TypeTransfer
Record UpdatedAug 27, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 W 11TH AVE, CHICO, CA 95926-2513

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,420 (+2%) Land $83,048 Building $86,372
2025$1,937.00 (+7.08%)$166,099 (+4.04%) Land $81,420 Building $84,679
2024$1,809.00 (+1.17%)$334,710
2023$1,788.00 (+1.71%)$159,651 Land $78,259 Building $81,392
2022$1,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, unWired Broadband.

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