50 Hemlock Ln, Flora, IL 62839 Property Records

Clay County property record for 50 Hemlock Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,820 sqft · built 1977
Lot Size	4.93 acres (214,751 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Nov 2019)
Tax Bill	$3,209 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-29-300-007`

Property Details

APN / Parcel Number

Primary APN	`10-29-300-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	214,751 sqft (4.93 acres)
Garage Area	1,072 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	50 HEMLOCK LN
City	FLORA
State	IL
Zip	62839-3330
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 29-3-6 PT S/2 NE SW S & E OF RT 50 EX E 4.93 AC 6.68 AC
Legal Range	06
Legal Township	03
Legal Section	29
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2051
Census Tract	972200

Owner

Source: Clay County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 HEMLOCK LN, FLORA, IL 62839-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	20197731
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 16, 2022
Property Address	50 HEMLOCK LN, FLORA, IL 62839-3330
Document Number	0000204803
Instrument Date	May 12, 2022
Instrument	204803
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 HEMLOCK LN, FLORA, IL 62839-3330

Mortgage

Document Number	0000204804
Date	May 16, 2022
Instrument	204804

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2027

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 1, 2019
Property Address	50 HEMLOCK LN, FLORA, IL 62839-3330
Document Number	000D197731
Instrument Date	Oct 18, 2019
Instrument	D197731
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HEMLOCK LN, FLORA, IL 62839-3330

Mortgage

Document Number	000D197732
Date	Nov 1, 2019
Instrument	D197732

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 25, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,721 (+28.43%) Land $9,973 Building $55,748	$197,163 (+28.43%) Land $29,919 Building $167,244
2024	$3,209.00 (+7.79%)
2022	$2,977.00 (+0.68%) Homeowner's exemption	$51,172 Land $7,456 Building $43,716	$153,516 Land $22,368 Building $131,148
2021	$2,957.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Delta Communications, T-Mobile USA.

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