50 Cowan Rdg, Covington, GA 30016 Property Records

Newton County property record for 50 Cowan Rdg, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,506 sqft · built 2008
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on Record
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0029E-00000-004-000`

Property Details

APN / Parcel Number

Primary APN	`0029E-00000-004-000`
Alternative APNs	`0029E 004` `16819`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Heated Area
1st Floor Area	2,506 sqft
Basement Area	2,506 sqft
Unfinished Basement	2,506 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16819
Street Address	50 COWAN RDG
City	COVINGTON
State	GA
Zip	30016-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 COWAN RIDGE
Legal Subdivision	COWAN RIDGE
Legal Lot Number	4
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100905

Owner

Source: Newton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 PEACHTREE ST NE, ATLANTA, GA 30308-3523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Nov 23, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2024
Deed Sale	Aug 12, 2024
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Book / Page	4645 / 448
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	50 COWAN RDG, COVINGTON, GA 30016-9164
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 COWAN RDG, COVINGTON, GA 30016-9164

Mortgage

Document Number	0045460000000458
Date	Sep 7, 2023
Book Page	0000004546/0000000458

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	50 COWAN RDG, COVINGTON, GA 30016-9164
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 COWAN RDG, COVINGTON, GA 30016-9164

Mortgage

Document Number	0045510000000250
Date	Sep 21, 2023
Book Page	0000004551/0000000250

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	50 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0037990384
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	50 COWAN RDG COVINGTON GA 300169164, COVINGTON, GA 30016-9164

Mortgage

Document Number	0037990384
Date	Feb 4, 2019
Book Page	003799/000384
Instrument	1351

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 (+25.92%) Homeowner's exemption	$155,680 (+8.47%) Land $24,800 Building $130,880	$389,200 (+8.47%) Land $62,000 Building $327,200
2023		$143,520 Land $8,800 Building $134,720	$358,800 Land $22,000 Building $336,800
2022	$3,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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