80 Cowan Rdg, Covington, GA 30016 Property Records

Newton County property record for 80 Cowan Rdg, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,220 sqft · built 2017
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$262,900 (Feb 2018)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0029E-00000-007-000`

Property Details

APN / Parcel Number

Primary APN	`0029E-00000-007-000`
Alternative APNs	`0029E 007` `16822`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	3,220 sqft Heated Area
1st Floor Area	1,456 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	784 sqft
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16822
Old Parcel Number	0029E 007
Street Address	80 COWAN RDG
City	COVINGTON
State	GA
Zip	30016-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 7 COWAN RIDGE
Legal Subdivision	COWAN RIDGE
Legal Lot Number	7
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 COWAN RDG, COVINGTON, GA 30016-9164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 8, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage BANK SOUTH MTG
Oct 23, 2017	Grant Deed, Construction Loan · Line of Credit HAMILTON ST BK
Sep 21, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2018 · Amount on Record
Deed Sale	Feb 3, 2018 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	0003663287
Deed Book / Page	3663 / 287
Last Transfer Date	Feb 8, 2018
Transfer Doc	0036630287
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	80 COWAN RDG, COVINGTON, GA 30016-9164
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COWAN RDG, COVINGTON, GA 30016-9164

Mortgage

Document Number	0043200000000565
Date	Dec 30, 2021
Book Page	0000004320/0000000565
Instrument	024940

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 8, 2018
Property Address	80 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0036630287
Book / Page	003663 / 000287
Instrument Date	Feb 2, 2018
Instrument	1585
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COWAN RDG COVINGTON GA 300169164, COVINGTON, GA 30016-9164

Mortgage

Document Number	36630289
Date	Feb 8, 2018
Book Page	003663/000289
Instrument	1586

Lender

Name	BANK SOUTH MTG
Type	Bank
Address	ATLANTA, GA 30327

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 23, 2017
Property Address	80 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0036230419
Book / Page	003623 / 000419
Instrument Date	Oct 19, 2017
Instrument	11914
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$28.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	36230421
Date	Oct 23, 2017
Book Page	003623/000421
Instrument	11915

Lender

Name	HAMILTON ST BK
Type	Bank
Address	HOSCHTON, GA 30548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2018

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	80 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0036130219
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	0036130219
Date	Sep 26, 2017
Book Page	003613/000219
Instrument	10819

Lender

Name	BRANCH BK&TR
Type	Bank
Address	ATLANTA, GA 30363

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 25, 2019

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,058.00 (+18.48%) Homeowner's exemption	$166,920 (+6.73%) Land $24,800 Building $142,120	$417,300 (+6.73%) Land $62,000 Building $355,300
2023		$156,400 Land $8,800 Building $147,600	$391,000 Land $22,000 Building $369,000
2022	$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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