35 Cowan Rdg, Covington, GA 30016 Property Records

Newton County property record for 35 Cowan Rdg, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,297 sqft · built 2018
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2021)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	May 2021 Sale May 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0029E-00000-026-000`

Property Details

APN / Parcel Number

Primary APN	`0029E-00000-026-000`
Alternative APNs	`0029E 026` `16841`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,297 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Area	483 sqft

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16841
Street Address	35 COWAN RDG
City	COVINGTON
State	GA
Zip	30016-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 26 COWAN RIDGE
Legal Subdivision	COWAN RIDGE
Legal Lot Number	26
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100905

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer
May 14, 2021	Warranty Deed, Transfer
May 14, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL
Jul 24, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS
Jul 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR
May 4, 2017	Grant Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	20212814
Deed Book / Page	4203 / 44
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 14, 2021
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0042030059
Book / Page	4203 / 59
Instrument Date	May 14, 2021
Instrument	2021-002816
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COWAN RDG, COVINGTON, GA 30016-9165

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 14, 2021
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0042030043
Book / Page	4203 / 43
Instrument Date	May 14, 2021
Instrument	2021-002813
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAK FOREST DR, OXFORD, GA 30054-4183

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 14, 2021
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0042030044
Book / Page	4203 / 44
Instrument Date	May 14, 2021
Instrument	2021-002814
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COWAN RDG, COVINGTON, GA 30016-9165

Mortgage

Document Number	10044
Date	May 14, 2021
Instrument	010044

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 24, 2019
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0038700186
Book / Page	003870 / 000186
Instrument Date	Jul 12, 2019
Instrument	9240
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COWAN RDG COVINGTON GA 300169165, COVINGTON, GA 30016-9165

Mortgage

Document Number	38700190
Date	Jul 24, 2019
Book Page	003870/000190
Instrument	9241

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 24, 2019
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0038700208
Book / Page	003870 / 000208
Instrument Date	Jul 12, 2019
Instrument	9242
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 COWAN RDG COVINGTON GA 300169165, COVINGTON, GA 30016-9165

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 24, 2018
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0036580029
Book / Page	003658 / 000029
Instrument Date	Jan 19, 2018
Instrument	939
Transaction Type	Construction Loan
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	36580029
Date	Jan 24, 2018
Book Page	003658/000029
Instrument	939

Lender

Name	BRANCH BK&TR
Type	Bank
Address	ATLANTA, GA 30363

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2019

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 4, 2017
Property Address	35 COWAN RDG, COVINGTON, GA 30016-9165
Document Number	0035600161
Book / Page	003560 / 000161
Instrument Date	Apr 26, 2017
Instrument	4899
Transaction Type	Construction Loan
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	35600164
Date	May 4, 2017
Book Page	003560/000164
Instrument	4900

Lender

Name	BRANCH BK&TR
Type	Bank
Address	ATLANTA, GA 30363

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2018

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,125.00 (-14.48%) Homeowner's exemption Senior Citizen's exemption	$166,720 (+4.28%) Land $24,800 Building $141,920	$416,800 (+4.28%) Land $62,000 Building $354,800
2023		$159,880 Land $8,800 Building $151,080	$399,700 Land $22,000 Building $377,700
2022	$3,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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