Newton County property record for 20 Cowan Rdg, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,268 sqft · built 2007 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Jan 2023) |
| Tax Bill | $3,970 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0029E-00000-001-000 |
| Primary APN | 0029E-00000-001-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,268 sqft Heated Area |
| 1st Floor Area | 612 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 27 sqft |
| Patio Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16816 |
|---|---|
| Old Parcel Number | 0029E 001 |
| Street Address | 20 COWAN RDG |
| City | COVINGTON |
| State | GA |
| Zip | 30016-9164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 COWAN RIDGE |
| Legal Subdivision | COWAN RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 100905 |
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 COWAN RDG, COVINGTON, GA 30016-9164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Apr 11, 2013 |
| Deed Document Number | 0004471328 |
| Deed Book / Page | 4471 / 328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jan 13, 2023 |
| Property Address | 20 COWAN RDG, COVINGTON, GA 30016-9164 |
| Document Number | 0044710328 |
| Book / Page | 4471 / 328 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-000217 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 COWAN RDG, COVINGTON, GA 30016-9164 |
| Document Number | 0044710000000330 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 0000004471/0000000330 |
| Instrument | 000540 |
| Name | PERPETUAL FINANCIAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,970.00 (+23.22%) Homeowner's exemption | $163,080 (+2.36%) Land $24,800 Building $138,280 | $407,700 (+2.36%) Land $62,000 Building $345,700 |
| 2023 | $159,320 Land $8,800 Building $150,520 | $398,300 Land $22,000 Building $376,300 | |
| 2022 | $3,222.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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