St. Louis County property record for 5 W 7th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 1.75 ba · 1,294 sqft · built 1906 |
| Lot Size | 0.162 acres (7,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jul 2026) |
| Tax Bill | $3,382 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1350-01700 |
| Primary APN | 010-1350-01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.75 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,294 sqft Gross Area |
| 1st Floor Area | 774 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,097 sqft (0.162 acres) |
| Garage Area | 484 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 934632 |
|---|---|
| Street Address | 5 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:089 SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 89 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 900 |
Source: St. Louis County records · APN 010-1350-01700
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 W 7TH ST, DULUTH, MN 55806-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Mar 23, 2020 | Deed of Trust, Construction Loan · Line of Credit FRANDSEN BK&TR |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Jul 19, 2012 · Amount on Record |
| Deed Document Number | 20261535984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 5 W 7TH ST, DULUTH, MN 55806-2538 |
| Document Number | 0001535984 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261535984 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5 W 7TH ST, DULUTH, MN 55806-2538 |
| Document Number | 0001535985, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20261535985 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 23, 2020 |
| Property Address | 5 W 7TH ST, DULUTH, MN 55806-2538 |
| Document Number | 00A1376398 |
| Instrument Date | Feb 04, 2020 |
| Instrument | A1376398 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 W 7TH ST DULUTH MN 558062538, DULUTH, MN 55806-2538 |
| Document Number | 00A1376398 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | A1376398 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 22, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5 W 7TH ST, DULUTH, MN 55806-2538 |
| Document Number | 00A1321766 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5 W 7TH ST DULUTH MN 558062538, DULUTH, MN 55806-2538 |
| Document Number | 00A1321766 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | A1321766 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 07, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,382.00 (+9.81%) | ||
| 2025 | $3,080.00 (+6.06%) | $253,800 (+13.51%) Land $55,800 Building $198,000 | $253,800 (+13.51%) Land $55,800 Building $198,000 |
| 2024 | $2,904.00 | $223,600 (+17.62%) Land $54,100 Building $169,500 | $223,600 (+17.62%) Land $54,100 Building $169,500 |
| 2022 | $190,100 Land $49,100 Building $141,000 | $190,100 Land $49,100 Building $141,000 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, T-Mobile USA.
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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