St. Louis County property record for 107 W 7th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1917 |
| Lot Size | 0.022 acres (962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,500 (Jun 2004) |
| Tax Bill | $146 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1350-01892 |
| Primary APN | 010-1350-01892 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Gross Area |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 962 sqft (0.022 acres) |
| Porch | Slab |
| Deck Area | 128 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1172651 |
|---|---|
| Street Address | 107 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 16 FT OF ELY 33 1/3 FT EX NLY 80 FT SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIVISION |
| Legal Block | 91 |
| Legal Lot Number | 19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1800 |
107 W 7th St is owned by an individual who acquired it in June 2010.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4162 ANDLER RD, DULUTH, MN 55803-9368 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2004 · Amount on File |
| Deed Sale | Jun 3, 2004 · Amount on File |
| Deed Document Number | 2004945606 |
| Last Transfer Date | Jun 25, 2010 |
| Transfer Doc | 0001139421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 107 W 7TH ST, DULUTH, MN 55806-2509 |
| Document Number | 00A1384730 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 107 W 7TH ST DULUTH MN 558062509, DULUTH, MN 55806-2509 |
| Document Number | 00A1384730 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | A1384730 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 9, 2030 |
The 2026 property tax bill for 107 W 7th St was $146, up 4.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146.00 (+4.29%) | ||
| 2025 | $140.00 (+2.94%) Homeowner's exemption | $10,900 (+6.86%) Land $7,700 Building $3,200 | $10,900 (+6.86%) Land $7,700 Building $3,200 |
| 2024 | $136.00 | $10,200 Land $7,400 Building $2,800 | $10,200 Land $7,400 Building $2,800 |
| 2022 | $9,000 Land $6,700 Building $2,300 | $9,000 Land $6,700 Building $2,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 W 7th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 W 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Airfiber, AT&T, Fidium Fiber.
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