113 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 113 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,176 sqft · built 1919
Lot Size	0.173 acres (7,535 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2017)
Tax Bill	$2,884 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1350-01930`

Property Details

APN / Parcel Number

Primary APN	`010-1350-01930`
Alternative APN	`1042566`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,535 sqft (0.173 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	192 sqft
Deck Area	120 sqft
Storage Building	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1042566
Street Address	113 W 7TH ST
City	DULUTH
State	MN
Zip	55806-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLOCK 91 SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	91
Legal Lot Number	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2007
Census Tract	1800

Owner

113 W 7th St is owned and occupied by an individual who bought it in December 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	113 W 7TH ST, DULUTH, MN 55806-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 6, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Prior Sale	Apr 10, 2008 · Amount on File
Deed Document Number	2017992944
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	113 W 7TH ST, DULUTH, MN 55806-2509
Document Number	00T1035018
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 W 7TH ST DULUTH MN 558062509, DULUTH, MN 55806-2509

Mortgage

Document Number	00T1035018
Date	Jan 11, 2021
Instrument	T1035018

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2046

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2017
Property Address	113 W 7TH ST, DULUTH, MN 55806-2509
Document Number	000T992944
Instrument Date	Nov 27, 2017
Instrument	T992944
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 W 7TH ST DULUTH MN 558062509, DULUTH, MN 55806-2509

Mortgage

Document Number	T992945
Date	Dec 6, 2017
Instrument	T992945

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 113 W 7th St was $2,884 with a homeowner's exemption, up 11% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,884.00 (+11.01%) Homeowner's exemption
2025	$2,598.00 (+3.18%) Homeowner's exemption	$241,200 (+13.29%) Land $55,800 Building $185,400	$241,200 (+13.29%) Land $55,800 Building $185,400
2024	$2,518.00	$212,900 Land $54,100 Building $158,800	$212,900 Land $54,100 Building $158,800
2022		$181,200 Land $49,100 Building $132,100	$181,200 Land $49,100 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 W 7th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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