31 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 31 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 660 sqft · built 1912
Lot Size	0.085 acres (3,726 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Nov 2020)
Tax Bill	$1,798 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1350-01810`

Property Details

APN / Parcel Number

Primary APN	`010-1350-01810`
Alternative APN	`1100462`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Gross Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,726 sqft (0.085 acres)
Garage Area	220 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1100462
Street Address	31 W 7TH ST
City	DULUTH
State	MN
Zip	55806-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 13 AND 15 BLK 90 LYING S OFA LINE DRAWN 70FT N AND PARALLEL WITHTHE N LINE OF 7TH ST EX PART SELY OF ALINE BEG ON
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	90
Legal Lot Number	1516
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	31 W 7TH ST, DULUTH, MN 55806-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Nov 24, 2020	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Document Number	20201396691
Last Transfer Date	Nov 6, 2024
Transfer Doc	0001498947
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	31 W 7TH ST, DULUTH, MN 55806-2507
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001403310
Date	Feb 8, 2021
Instrument	1403310

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 24, 2020
Property Address	31 W 7TH ST, DULUTH, MN 55806-2507
Document Number	00A1396691
Instrument Date	Nov 16, 2020
Instrument	A1396691
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 W 7TH ST DULUTH MN 558062507, DULUTH, MN 55806-2507

Mortgage

Document Number	A1396692
Date	Nov 24, 2020
Instrument	A1396692

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,798.00 (+12.8%) Homeowner's exemption
2025	$1,594.00 (+2.05%) Homeowner's exemption	$165,200 (+14.17%) Land $29,600 Building $135,600	$165,200 (+14.17%) Land $29,600 Building $135,600
2024	$1,562.00	$144,700 (+18.12%) Land $28,700 Building $116,000	$144,700 (+18.12%) Land $28,700 Building $116,000
2022		$122,500 Land $26,000 Building $96,500	$122,500 Land $26,000 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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