5 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 5 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	3,920 sqft · built 1894
Lot Size	0.101 acres (4,420 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$6,182 (2026)
Deeds & Mortgages	Nov 2021 Sale & Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1020-00050`

Property Details

APN / Parcel Number

Primary APN	`010-1020-00050`
Alternative APN	`1130094`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,920 sqft Gross Area
1st Floor Area	2,024 sqft
Basement Area	1,680 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	4,420 sqft (0.101 acres)
Lot Dimensions	65 ft deep x 68 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1130094
Street Address	5 W 5TH ST
City	DULUTH
State	MN
Zip	55806-2727
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	S 65 FT OF LOT 1 AND E 18 FT OF S 65 FTOF LOT 3 SERIAL #
Legal Subdivision	DULUTH PROPER FIRST DIVISION
Legal Lot Number	1,3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	1800

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	808 E 2ND ST, DULUTH, MN 55805-3256
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Line of Credit FRANDSEN BANK & TRUST
Nov 23, 2021	Warranty Deed, Transfer · Commercial Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Mar 6, 2012 · Amount on Record
Deed Document Number	20211430686
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 10, 2021
Property Address	5 W 5TH ST, DULUTH, MN 55806-2727
Document Number	0001049377
Instrument Date	Oct 13, 2021
Instrument	1049377
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 W 5TH ST, DULUTH, MN 55806-2727

Mortgage

Document Number	0001049378
Date	Nov 10, 2021
Instrument	1049378

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 23, 2021
Property Address	5 W 5TH ST, DULUTH, MN 55806-2727
Document Number	0001430686
Instrument Date	Oct 13, 2021
Instrument	1430686
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 W 5TH ST, DULUTH, MN 55806-2727

Mortgage

Document Number	0001430687
Date	Nov 23, 2021
Instrument	1430687

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,182.00 (+12.2%)
2025	$5,510.00 (+5.8%)	$362,900 (+10.04%) Land $16,400 Building $346,500	$362,900 (+10.04%) Land $16,400 Building $346,500
2024		$329,800 (+15.84%) Land $18,000 Building $311,800	$329,800 (+15.84%) Land $18,000 Building $311,800
2023	$5,208.00
2022		$284,700 Land $17,600 Building $267,100	$284,700 Land $17,600 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures