10 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 10 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 2,366 sqft · built 1908
Lot Size	0.08 acres (3,506 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Jul 2023)
Tax Bill	$5,572 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-1020-00370`

Property Details

APN / Parcel Number

Primary APN	`010-1020-00370`
Alternative APNs	`1129682` `1151879`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Stories	3 Stories
Building Area	2,366 sqft Gross Area
1st Floor Area	1,183 sqft
Basement Area	887 sqft
Finished Basement	887 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Triplex
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Lot Area	3,506 sqft (0.08 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	140 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1151879
Street Address	10 W 5TH ST
City	DULUTH
State	MN
Zip	55806-3931
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	EAST 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	1800

Owner

10 W 5th St, a residential property, is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10 W 5TH ST, DULUTH, MN 55806-3931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 2, 2022	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 2, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 19, 2018	Quit Claim Deed, Transfer STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS
Jun 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	20231470679
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	00A1344938
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 25, 2023
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	0001470679
Instrument Date	Jul 18, 2023
Instrument	1470679
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 W 5TH ST, DULUTH, MN 55806-3931

Mortgage

Document Number	0001470680
Date	Jul 25, 2023
Instrument	1470680

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 2, 2022
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	0001442161
Instrument Date	Apr 18, 2022
Instrument	1442161
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$981.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17706 XINGU ST NE, FOREST LAKE, MN 55025-8869

Mortgage

Document Number	0001442162
Date	May 2, 2022
Instrument	1442162

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 2, 2022
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	0001442159
Instrument Date	Apr 15, 2022
Instrument	1442159
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17706 XINGU ST NE, FOREST LAKE, MN 55025-8869

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 2, 2022
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	0001442160
Instrument Date	Apr 15, 2022
Instrument	1442160
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17706 XINGU ST NE, FOREST LAKE, MN 55025-8869

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2018
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	00A1344938
Instrument Date	Oct 30, 2018
Instrument	A1344938
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6054 HIGHWAY 194 DULUTH MN 558119606, DULUTH, MN 55811-9606

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2018
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	00A1334300
Instrument Date	May 14, 2018
Instrument	A1334300
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 15275 DULUTH MN 558150275, DULUTH, MN 55815-0275

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2018
Property Address	10 W 5TH ST, DULUTH, MN 55806-3931
Document Number	00A1334303
Instrument Date	May 14, 2018
Instrument	A1334303
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,508.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 W 5TH ST DULUTH MN 558063931, DULUTH, MN 55806-3931

Tax Assessment & Valuation

The 2026 property tax bill for 10 W 5th St was $5,572, up 5.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,572.00 (+5.69%)
2025	$5,272.00 (+12.84%)	$356,000 (+13.45%) Land $13,900 Building $342,100	$356,000 (+13.45%) Land $13,900 Building $342,100
2024	$4,672.00 (+2.32%)	$313,800 Land $12,700 Building $301,100	$313,800 Land $12,700 Building $301,100
2023	$4,566.00
2022		$248,200 (+135.71%) Land $14,000 Building $234,200	$248,200 (+135.71%) Land $14,000 Building $234,200
2021		$105,300 Land $6,300 Building $99,000	$105,300 Land $6,300 Building $99,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 W 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 W 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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