511 E 6TH ST DULUTH MN 558051928, DULUTH, MN 55805-1928
Mortgage
Document Number
0001347184
Date
Dec 26, 2018
Instrument
1347184
Lender
Name
MEMBERS COOPERATIVE CU
Type
Credit Union
Address
DULUTH, MN 55807
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
November 2017: Deed with Mortgage, Construction Loan
Document Type
Deed with Mortgage
Jurisdiction
ST LOUIS MN
Recording Date
Nov 7, 2017
Property Address
19 W 5TH ST, DULUTH, MN 55806-2727
Instrument Date
Nov 1, 2017
Instrument
A1321679
Transaction Type
Construction Loan
Record Updated
Nov 24, 2017
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$71.00
Amount Accuracy
Confirmed
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
395 E 6TH ST DULUTH MN 55805, DULUTH, MN 55805
Mortgage
Document Number
00A1321679
Date
Nov 7, 2017
Instrument
A1321679
Lender
Name
MISCELLANEOUS GOVT AGCY
Special Notes
Seller Financed
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Nov 6, 2018
Tax Assessment & Valuation
The 2026 property tax bill for 19 W 5th St was $2,266, up 5.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
Property Jurisdictions
Type
Name
State
Minnesota
County
St. Louis County
Municipality
Duluth City
Unified School District
Duluth Public School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,266.00 (+5.69%)
2025
$2,144.00 (-16.25%)
$175,800 (+13.42%)Land $7,900Building $167,900
$175,800 (+13.42%)Land $7,900Building $167,900
2024
$2,560.00
$155,000Land $7,200Building $147,800
$155,000Land $7,200Building $147,800
2022
$59,200Land $8,000Building $51,200
$59,200Land $8,000Building $51,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 19 W 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1979)
Most Recent Claim
Dec 1979 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 19 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
Duluth serves 86,859 people · EPA ID MN1690011
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
8 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Oct 2017
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Starlink Satellite
280 / 30
May also be available: Airfiber, AT&T, Fidium Fiber.