18 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 18 W 5th St, Duluth, MN 55806

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details5 bd · 3 ba · 2,248 sqft · built 1915
Lot Size0.08 acres (3,506 sqft)
OwnerCompany Name on File
Last Sale$3,000 (Dec 2025)
Tax Bill$4,428 (2026)
Deeds & MortgagesOct 2022 Mortgage
Dec 2025 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN010-1020-00400

Property Details

APN / Parcel Number

Primary APN010-1020-00400
Alternative APNs
  • 1135123
  • 1152896
  • 1193260

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,248 sqft Gross Area
1st Floor Area1,124 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTriplex
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Lot Area3,506 sqft (0.08 acres)
Garage Area396 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area220 sqft
Deck Area48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1193260
Street Address18 W 5TH ST
CityDULUTH
StateMN
Zip55806-3933
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionEAST 1/2 OF LOT 10 SERIAL #
Legal SubdivisionDULUTH PROPER 1ST DIV WEST 5TH
Legal Lot Number10
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3004
Census Tract1800

Owner

18 W 5th St, a residential property, is owned by a company that bought it in December 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordCompany Name on File
Mailing Address18 W 5TH ST, DULUTH, MN 55806-3933
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Commercial Mortgage
NATIONAL BANK OF COMMERCE
Dec 31, 2025Quit Claim Deed, Transfer · Commercial Mortgage
NORTH SHORE BANK OF COMMERCE
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Aug 15, 2022Warranty Deed, Transfer
Sep 8, 2020Warranty Deed, Transfer
NORTH SHORE TITLE
Sep 9, 2020Warranty Deed, Transfer · Line of Credit
NATIONAL BK/CMRC
Jan 19, 2018Warranty Deed, Transfer · Line of Credit
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2025 · Amount on File
Deed SaleDec 31, 2025 · Amount on File
Prior SaleAug 11, 2023 · Amount on File
Deed Document Number20251097870
Prior Transfer DateDec 23, 2025
Prior Transfer Doc0001097870
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5977 WARGIN RD, DULUTH, MN 55810-9732

Mortgage

Document Number0001062010
DateOct 4, 2022
Instrument1062010
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateDec 31, 2025
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Document Number0001097870
Instrument DateDec 23, 2025
Instrument1097870
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 W 5TH ST, DULUTH, MN 55806-3933

Mortgage

Document Number0001097871
DateDec 31, 2025
Instrument1097871
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueDec 23, 2030

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 11, 2023
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Document Number0001071117
Map ReferenceMB C PG 202
Instrument DateJul 28, 2023
Instrument1071117
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,055.34
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1315 FERN AVE, DULUTH, MN 55805-1129

Mortgage

Document Number0001071118
DateAug 11, 2023
Instrument1071118
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 15, 2022
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Document Number0001060061
Instrument DateJul 28, 2022
Instrument1060061
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5977 WARGIN RD, DULUTH, MN 55810-9732

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 8, 2020
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Document Number00T1028554
Instrument DateAug 20, 2020
InstrumentT1028554
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
Tax$1,944.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5977 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732
InvestorPossibly a Property Investor

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 9, 2020
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Document Number00A1389959
Instrument DateAug 20, 2020
InstrumentA1389959
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,944.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5977 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732
InvestorPossibly a Property Investor

Mortgage

Document NumberA1389960
DateSep 9, 2020
InstrumentA1389960
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 19, 2018
Property Address18 W 5TH ST, DULUTH, MN 55806-3933
Document Number000T994365
Instrument DateJan 8, 2018
InstrumentT994365
Transaction TypeTransfer
Record UpdatedFeb 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$462.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2600 E 2ND ST DULUTH MN 558121917, DULUTH, MN 55812-1917
InvestorPossibly a Property Investor

Mortgage

Document NumberT994366
DateJan 19, 2018
InstrumentT994366
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Mortgage

Document NumberA1326369,
DateJan 19, 2018
InstrumentA1326369
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 18 W 5th St was $4,428, up 5.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,428.00 (+5.68%)
2025$4,190.00 (+12.39%)$282,300 (+13.37%) Land $13,900 Building $268,400$282,300 (+13.37%) Land $13,900 Building $268,400
2024$3,728.00 (+2.42%)$249,000 Land $12,700 Building $236,300$249,000 Land $12,700 Building $236,300
2023$3,640.00
2022$197,700 (+53.61%) Land $14,000 Building $183,700$197,700 (+53.61%) Land $14,000 Building $183,700
2021$128,700 Land $7,600 Building $121,100$128,700 Land $7,600 Building $121,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 W 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimDec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 W 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

Nearby Properties on W 5th St

Nearby Streets

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