5 Valley Stream Rd E, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 5 Valley Stream Rd E, Larchmont, NY 10538

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,680 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$770,000 (Jul 2013)
Tax Bill$46,479 (2026)
Deeds & MortgagesJun 2021 Mortgage
Oct 2019 Transfer
Flood ZoneZone AE (high risk)
APN553289 2-20-14

Property Details

APN / Parcel Number

Primary APN553289 2-20-14
Alternative APNs
  • 328900202000140000000000
  • 190500

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,680 sqft Living Area
1st Floor Area1,556 sqft
2nd Floor Area1,389 sqft
Upper Floors Area390 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialStucco
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeBasement
PorchSlab
Patio Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number190500
Street Address5 VALLEY STREAM RD E
CityLARCHMONT
StateNY
Zip10538-1700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionLARCHMONT GARDENS
Legal Block14
JurisdictionWESTCHESTER NY
Township / Civil DivisionMAMARONECK
Census Block Group3
Census Block3018
Census Tract6900

Owner

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 VALLEY STREAM RD E, LARCHMONT, NY 10538-1700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
PCSB BANK
Oct 17, 2019Quit Claim Deed, Transfer
BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2013 · Amount on Record
Deed SaleJul 3, 2013 · Amount on Record
Deed Document Number2013531493852
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address5 VALLEY STREAM RD E, LARCHMONT, NY 10538-1700
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyFUTURE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0611473247
DateJun 9, 2021
Instrument611473247
Lender
NamePCSB BANK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateOct 17, 2019
Property Address5 VALLEY STREAM RD E, LARCHMONT, NY 10538-1700
Document Number0592703290
Book / Page059270 / 003290
Instrument DateOct 11, 2019
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyBENCHMARK TITLE COMPANY, BENCHMARK TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 VALLEY STREAM RD E LARCHMONT NY 105381700, LARCHMONT, NY 10538-1700

Tax Assessment & Valuation

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMamaroneck Town
Unified School DistrictMamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,479.00
2025$2,219,000 (-2.33%) Land $396,000 Building $1,823,000$2,219,000 (-2.33%) Land $396,000 Building $1,823,000
2024$2,272,000 (+7.02%) Land $396,000 Building $1,876,000$2,272,000 (+7.02%) Land $396,000 Building $1,876,000
2023$2,123,000 Land $396,000 Building $1,727,000$2,123,000 Land $396,000 Building $1,727,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 95 policies
Nearby Flood Policies95 in force
Nearby Flood Claims214 (1978–2023)
Claims Outside the SFHA56 of 214
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 9 claims
  • Remnants Of Hurricane Ida, Sep 2021 · 58 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: T-Mobile.

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