147 Valley Stream Rd E, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 147 Valley Stream Rd E, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,039 sqft · built 1928
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$1,865,500 (May 2026)
Tax Bill	$30,877 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553289 2-10-211`

Property Details

APN / Parcel Number

Primary APN	`553289 2-10-211`
Alternative APNs	`328900201002110000000000` `145600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,039 sqft Living Area
1st Floor Area	959 sqft
2nd Floor Area	1,080 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Basement
Porch	Patio
Patio Area	751 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	145600
Street Address	147 VALLEY STREAM RD E
City	LARCHMONT
State	NY
Zip	10538-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	211
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	3
Census Block	3016
Census Tract	6900

Owner

147 Valley Stream Rd E is owned by an individual who bought it in May 2026.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	210 N 10TH ST, 4E, BROOKLYN, NY 11211-1156
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Apr 15, 2022	Intrafamily Transfer, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC
Mar 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Jun 11, 2003 · Amount on File
Deed Document Number	20263213
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0000003607
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 29, 2026
Property Address	147 VALLEY STREAM RD E, LARCHMONT, NY 10538-1742
Document Number	0000003213
Instrument Date	May 21, 2026
Instrument	20263213
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753,662.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000003091,
Date	May 29, 2026
Instrument	20263091

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 15, 2022
Property Address	147 VALLEY STREAM RD E, LARCHMONT, NY 10538-1742
Document Number	0620983607
Map Reference	MAP 1949
Instrument Date	Apr 12, 2022
Instrument	620983607
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 VALLEY STREAM RD E, LARCHMONT, NY 10538-1742

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	147 VALLEY STREAM RD E, LARCHMONT, NY 10538-1742
Document Number	0590933026
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 VALLEY STREAM RD E LARCHMONT NY 105381742, LARCHMONT, NY 10538-1742

Mortgage

Document Number	0590933026
Date	Apr 3, 2019
Book Page	059093/003026

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 147 Valley Stream Rd E was $30,877.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,877.00
2025		$1,474,000 (+2.01%) Land $451,000 Building $1,023,000	$1,474,000 (+2.01%) Land $451,000 Building $1,023,000
2024		$1,445,000 (+7.04%) Land $451,000 Building $994,000	$1,445,000 (+7.04%) Land $451,000 Building $994,000
2023		$1,350,000 Land $451,000 Building $899,000	$1,350,000 Land $451,000 Building $899,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Valley Stream Rd E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	214 (1978–2023)
Claims Outside the SFHA	56 of 214
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Sep 2023 · 9 claims Remnants Of Hurricane Ida, Sep 2021 · 58 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Valley Stream Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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