146 Valley Stream Rd E, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 146 Valley Stream Rd E, Larchmont, NY 10538 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1932
Square Footage	1,833 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Garage	Attached, 220 sqft
Occupancy	Owner Occupied
Last Sale	$680,500 (2012)

Owner

Source: Westchester County and Mamaroneck Town records · APN 553289 2-10-638

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 VALLEY STREAM RD E, LARCHMONT, NY 10538-1743
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2012 · Amount on Record
Deed Sale	Sep 05, 2012 · Amount on Record
Prior Sale	Dec 11, 2002 · Amount on Record
Deed Doc Number	2012521943293
Prior Transfer Date	Jun 06, 2005
Prior Transfer Doc	0452080121
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	146 VALLEY STREAM RD E, LARCHMONT, NY 10538-1743
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 VALLEY STREAM RD E, LARCHMONT, NY 10538-1743

Mortgage

Document Number	0613613352
Date	Dec 27, 2021
Instrument	613613352

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 01, 2028
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

Tax Assessment & Valuation

Source: Westchester County and Mamaroneck Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$1,254,000 (+2.03%) Land $326,000 Building $928,000	$1,254,000 (+2.03%) Land $326,000 Building $928,000
2024	$1,229,000 (+6.96%) Land $326,000 Building $903,000	$1,229,000 (+6.96%) Land $326,000 Building $903,000
2023	$1,149,000 Land $326,000 Building $823,000	$1,149,000 Land $326,000 Building $823,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`553289 2-10-638`
Alternative APNs	`328900201006380000000000` `147200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,833 sqft Living Area
1st Floor	1,137 sqft 1st Floor
2nd Floor	696 sqft 2nd Floor
Upper Floors	22 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Traditional Style
Exterior Material	Stucco Exterior
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	110 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	220 sqft Garage
Patio Area	192 sqft Patio
Porch Area	120 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	147200
Street Address	146 VALLEY STREAM RD E
City	LARCHMONT
State	NY
Zip	10538-1743
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	LARCHMONT GARDENS
Legal Block	638
Jurisdiction	WESTCHESTER NY
Minor Civil Division	MAMARONECK
Census Blockgroup	3
Census Block	3016
Census Tract	6900