Westchester County and Mamaroneck Town property record for 2 Valley Stream Rd E, Larchmont, NY 10538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,496 sqft · built 1929 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $812,500 (Sep 2004) |
| Tax Bill | $34,939 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 553289 2-20-1 |
| Primary APN | 553289 2-20-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| 2nd Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190400 |
|---|---|
| Street Address | 2 VALLEY STREAM RD E |
| City | LARCHMONT |
| State | NY |
| Zip | 10538-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | LARCHMONT GARDENS |
| Legal Block | 1 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MAMARONECK |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 6900 |
Source: Westchester County and Mamaroneck Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 VALLEY STREAM RD E, LARCHMONT, NY 10538-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2004 · Amount on Record |
| Deed Sale | Sep 21, 2004 · Amount on Record |
| Deed Document Number | 200442230786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 VALLEY STREAM RD E, LARCHMONT, NY 10538-1700 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2 VALLEY STREAM RD W, LARCHMONT, NY 10538-1700 |
| Document Number | 0623213076 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 623213076 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.85% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.85% |
Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mamaroneck Town |
| Unified School District | Mamaroneck Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,939.00 | ||
| 2025 | $1,668,000 (+2.02%) Land $386,000 Building $1,282,000 | $1,668,000 (+2.02%) Land $386,000 Building $1,282,000 | |
| 2024 | $1,635,000 (+7%) Land $386,000 Building $1,249,000 | $1,635,000 (+7%) Land $386,000 Building $1,249,000 | |
| 2023 | $1,528,000 Land $386,000 Building $1,142,000 | $1,528,000 Land $386,000 Building $1,142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 214 (1978–2023) |
| Claims Outside the SFHA | 56 of 214 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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