5 Valley Brook Dr, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 5 Valley Brook Dr, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,228 sqft · built 1952
Lot Size	0.272 acres (11,857 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (May 2023)
Tax Bill	$12,622 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00005-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`10-00005-0000-00003`
Alternative APN	`100000500003`

Interior

Stories	2 Stories
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	11,857 sqft (0.272 acres)
Lot Dimensions	181 ft deep x 19 ft wide

Location & Zoning

Street Address	5 VALLEY BROOK DR
City	MIDDLESEX
State	NJ
Zip	08846-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	65.19X181.90
Legal Subdivision	HOMEWOOD
Legal Block	5
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	106 PROSPECT AVE, DUNELLEN, NJ 08812-1416
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Jun 2, 2022	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	202330615
Deed Book / Page	19218 / 651
Last Transfer Date	Nov 27, 2024
Transfer Doc	0000073522
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 25, 2023
Property Address	5 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1646
Document Number	0000030615
Book / Page	19218 / 651
Instrument Date	Apr 28, 2023
Instrument	2023030615
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 GARFIELD ST, EDISON, NJ 08820-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PROSPECT AVE, DUNELLEN, NJ 08812-1416

Mortgage

Document Number	0000030616
Date	May 25, 2023
Instrument	2023030616

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 2, 2022
Property Address	5 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1646
Document Number	0000052066
Book / Page	18943 / 1606
Instrument Date	Apr 21, 2022
Instrument	2022052066
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	NORTHEAST TITLE AGENCY INC, NORTH EAST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 ABBEY RD, 16, EASTON, PA 18040-8392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 GARFIELD ST, EDISON, NJ 08820-1719

Mortgage

Document Number	0000052067
Date	Jun 2, 2022
Instrument	2022052067

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,800 (+11.99%) Land $144,900 Building $521,900	$666,800 (+11.99%) Land $144,900 Building $521,900
2025	$12,622.00 (+8.04%)	$595,400 (+17.92%) Land $144,900 Building $450,500	$595,400 (+17.92%) Land $144,900 Building $450,500
2024	$11,683.00 (+2.9%)
2023		$504,900 Land $144,900 Building $360,000	$504,900 Land $144,900 Building $360,000
2022	$11,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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