11 Valley Brook Dr, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 11 Valley Brook Dr, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 1951
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2019)
Tax Bill	$11,889 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00003-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`10-00003-0000-00027`
Alternative APN	`100000300027`

Interior

Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	157 ft deep x 65 ft wide

Location & Zoning

Street Address	11 VALLEY BROOK DR
City	MIDDLESEX
State	NJ
Zip	08846-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	65X157.69
Legal Subdivision	HOMEWOOD
Legal Block	3
Legal Lot Number	27
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Aug 12, 2019	Deed, Transfer · FHA Mortgage GREENWAY MORTGAGE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	201963754
Deed Book / Page	17582 / 1890
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647

Mortgage

Document Number	0000000677
Date	Jan 4, 2024
Book Page	19373/1021
Instrument	2024000677

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647

Mortgage

Document Number	0000078745
Date	Jun 15, 2021
Book Page	18492/925
Instrument	2021078745

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 12, 2019
Property Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647
Document Number	0000063754
Book / Page	17582 / 1890
Map Reference	MAP 1567 FILE 885
Instrument Date	Aug 7, 2019
Instrument	2019063754
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ASSOCIATED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	837 W 2ND ST, 837, MIDDLESEX, NJ 08846-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1647

Mortgage

Document Number	0000063755
Date	Aug 12, 2019
Instrument	2019063755

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,200 (+1.5%) Land $142,200 Building $427,000	$569,200 (+1.5%) Land $142,200 Building $427,000
2025	$11,889.00 (+16.17%)	$560,800 (+26.79%) Land $142,200 Building $418,600	$560,800 (+26.79%) Land $142,200 Building $418,600
2024	$10,234.00 (-6.95%)
2023		$442,300 Land $142,200 Building $300,100	$442,300 Land $142,200 Building $300,100
2022	$10,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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