4 Valley Brook Dr, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 4 Valley Brook Dr, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1952
Lot Size	0.149 acres (6,499 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Jun 2022)
Tax Bill	$7,802 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`10-00004-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00004-0000-00004`
Alternative APN	`100000400004`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Street Address	4 VALLEY BROOK DR
City	MIDDLESEX
State	NJ
Zip	08846-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	65X100
Legal Subdivision	HOMEWOOD
Legal Block	4
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1648
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Intrafamily Transfer, Transfer
Jun 20, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 19, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG
Jul 6, 2017	Deed of Trust, Mortgage · VA Mortgage FORTHRIGHT FNDG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	202256334
Deed Book / Page	18957 / 1959
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 17, 2023
Property Address	4 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1648
Document Number	0000022452
Book / Page	19191 / 1869
Instrument Date	Apr 13, 2023
Instrument	2023022452
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 LOUIS AVE, MIDDLESEX, NJ 08846-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LOUIS AVE, MIDDLESEX, NJ 08846-1324

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 20, 2022
Property Address	4 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1648
Document Number	0000056334
Book / Page	18957 / 1959
Instrument Date	Jun 1, 2022
Instrument	2022056334
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 VALLEY BROOK DR, 4, MIDDLESEX, NJ 08846-1648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1648

Mortgage

Document Number	0000056335
Date	Jun 20, 2022
Instrument	2022056335

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	4 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1648
Document Number	0000034128
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY BROOK DR MIDDLESEX NJ 088461648, MIDDLESEX, NJ 08846-1648

Mortgage

Document Number	0000034128
Date	Apr 15, 2020
Book Page	017846/001118
Instrument	34128

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	4 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1648
Document Number	0000015718
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY BROOK DR MIDDLESEX NJ 088461648, MIDDLESEX, NJ 08846-1648

Mortgage

Document Number	0000015718
Date	Jul 20, 2017
Book Page	016831/000810
Instrument	15718

Lender

Name	FORTHRIGHT FNDG CORP
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,500 (+13.99%) Land $147,500 Building $272,000	$419,500 (+13.99%) Land $147,500 Building $272,000
2025	$7,802.00 (+12.93%)	$368,000 (+23.24%) Land $147,500 Building $220,500	$368,000 (+23.24%) Land $147,500 Building $220,500
2024	$6,909.00 (-51.56%)
2023		$298,600 Land $147,500 Building $151,100	$298,600 Land $147,500 Building $151,100
2022	$14,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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