12 Valley Brook Dr, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 12 Valley Brook Dr, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1952
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2017)
Tax Bill	$8,934 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00002-0000-00011-01`

Property Details

APN / Parcel Number

Primary APN	`10-00002-0000-00011-01`
Alternative APN	`1000002000000011000A`

Interior

Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Location & Zoning

Street Address	12 VALLEY BROOK DR
City	MIDDLESEX
State	NJ
Zip	08846-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	65X120
Legal Block	2
Legal Lot Number	11.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

12 Valley Brook Dr is owned by an individual who bought it in August 2017.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2509 CANDLELIGHT CT, HELMETTA, NJ 08828-1151
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2017	Grant Deed, Transfer · FHA Mortgage BOND STREET MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Deed Document Number	2017123
Deed Book / Page	7031 / 412
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134350
Date	Dec 24, 2020
Book Page	18199/1122
Instrument	2020134350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	322 Months
Due	Oct 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 28, 2017
Property Address	12 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Document Number	0000014526
Book / Page	007031 / 000412
Instrument Date	Jul 10, 2017
Instrument	14526
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VALLEY BROOK DR MIDDLESEX NJ 088461649, MIDDLESEX, NJ 08846-1649

Mortgage

Document Number	18430
Date	Aug 28, 2017
Book Page	016874/000318
Instrument	18430

Lender

Name	BOND STREET MTG
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Valley Brook Dr was $8,934, up 16% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,900 (+3.2%) Land $150,200 Building $284,700	$434,900 (+3.2%) Land $150,200 Building $284,700
2025	$8,934.00 (+15.98%)	$421,400 Land $150,200 Building $271,200	$421,400 Land $150,200 Building $271,200
2024	$7,703.00
2023		$332,900 Land $150,200 Building $182,700	$332,900 Land $150,200 Building $182,700
2022	$7,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Valley Brook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Valley Brook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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