5 Timber Oak Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 5 Timber Oak Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details6 ba · 2,968 sqft · built 1996
Lot Size6.43 acres (280,091 sqft)
Owner2 Individual Names on Record
Last Sale$438,000 (Oct 2014)
Tax Bill$16,083 (2025)
Deeds & MortgagesSep 2026 Mortgage
APN04-21-0-300-013

Property Details

APN / Parcel Number

Primary APN04-21-0-300-013

Interior

Full Baths6 Baths
Stories2 Stories
Building Area2,968 sqft Living Area
Upper Floors Area12 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Lot Area280,091 sqft (6.43 acres)
Garage TypeMixed
Garage Area1,524 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area512 sqft
Patio Area750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5 TIMBER OAK DR
CityO FALLON
StateIL
Zip62269-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVEN HILLS ESTATESAP LOT/SEC-14 A02431872
Legal SubdivisionSEVEN HILL
Legal Block300
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1030
Census Tract504353

Owner

Source: St. Clair County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 TIMBER OAK DR, O FALLON, IL 62269-4221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Prior SaleApr 30, 2014
Deed Document Number20142431872
Prior Transfer DateApr 21, 2014
Prior Transfer Doc0002410764
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateSep 29, 2026
Property Address5 TIMBER OAK DR, O FALLON, IL 62269-4221
Document Number0002896911
Instrument DateSep 16, 2026
Instrument20262896911
Transaction TypeMortgage
Record UpdatedOct 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 TIMBER OAK DR, O FALLON, IL 62269-4221

Mortgage

Document Number0002896911,
DateSep 29, 2026
Instrument20262896911
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueSep 16, 2027
Interest
Rate TypeFixed Rate
Rate6.75%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,083.00$241,693 (+34.34%) Land $42,160 Building $199,533$725,079 (+34.34%) Land $126,480 Building $598,599
2022$179,910 Land $31,383 Building $148,527$539,730 Land $94,149 Building $445,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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