St. Clair County property record for 38 Timber Oak Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,748 sqft · built 1977 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $720,000 (Aug 2023) |
| Tax Bill | $12,172 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2023 Sale & Mortgage + 2 more |
| APN | 04-21-0-300-009 |
| Primary APN | 04-21-0-300-009 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 1,748 sqft Living Area |
| Upper Floors Area | 90 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Type | Mixed |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,240 sqft |
| Deck Area | 867 sqft |
| Patio Area | 1,804 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Pole Barn | 900 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|
| Street Address | 38 TIMBER OAK DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN HILLS ESTATESAP LOT/SEC-7 A027888628 |
| Legal Subdivision | SEVEN HILL |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 504353 |
Source: St. Clair County records · APN 04-21-0-300-009
Assessment roll updated August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 17, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2021 · Amount on Record |
| Deed Document Number | 20232788628 |
| Prior Transfer Date | Mar 11, 2004 |
| Prior Transfer Doc | 0001828193 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 17, 2026 |
| Property Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Document Number | 0A02877600 |
| Map Reference | MB 66 PG 41 |
| Instrument Date | Mar 11, 2026 |
| Instrument | A02877600 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 08, 2023 |
| Property Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Document Number | 0A02788628 |
| Map Reference | MB 66 PG 41 |
| Instrument Date | Aug 01, 2023 |
| Instrument | A02788628 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Document Number | 0A02788629 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | A02788629 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A02716584 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | A02716584 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 23, 2021 |
| Property Address | 38 TIMBER OAK DR, O FALLON, IL 62269-4243 |
| Document Number | 0A02705235 |
| Map Reference | DOC 66 PG 41 |
| Instrument Date | Jun 18, 2021 |
| Instrument | A02705235 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 TIMBER OAK DR, 38, O FALLON, IL 62269-4243 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 TIMER OAK DR, O FALLON, IL 62269-4243 |
| Document Number | 0A02705236 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | A02705236 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,172.00 | $172,989 (+22.55%) Land $30,060 Building $142,929 | $518,967 (+22.55%) Land $90,180 Building $428,787 |
| 2022 | $141,157 Land $24,529 Building $116,628 | $423,471 Land $73,587 Building $349,884 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 25 / 5 |
May also be available: Spectrum, Wisper ISP.
Based on FCC filings for 14 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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