25 Timber Oak Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 25 Timber Oak Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,903 sqft · built 1982
Lot Size	5.44 acres (236,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jan 2024)
Tax Bill	$8,673 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2023 Line of Credit
APN	`04-21-0-300-007`

Property Details

APN / Parcel Number

Primary APN	`04-21-0-300-007`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,903 sqft Living Area
Basement Area	1,903 sqft
Finished Basement	950 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	236,966 sqft (5.44 acres)
Garage Type	Mixed
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	25 TIMBER OAK DR
City	O FALLON
State	IL
Zip	62269-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS ESTATESAP LOT/SEC-5 A02802485
Legal Subdivision	SEVEN HILL
Legal Block	300
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1031
Census Tract	504353

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 TIMBER OAK DR, O FALLON, IL 62269-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit GCS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	20242802485
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 10, 2024
Property Address	25 TIMBER OAK DR, O FALLON, IL 62269-4221
Document Number	0A02802485
Map Reference	MB 66 PG 41
Instrument Date	Jan 2, 2024
Instrument	A02802485
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2618 MERIDIAN LAKE DR, BELLEVILLE, IL 62221-3365

Mortgage

Document Number	0A02802486
Date	Jan 10, 2024
Instrument	A02802486

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	25 TIMBER OAK DR, O FALLON, IL 62269-4221
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02773699
Date	Feb 14, 2023
Instrument	A02773699

Lender

Name	GCS CU
Type	Credit Union
Address	GRANITE CITY, IL 62040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	77 Months
Due	Jul 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,673.00	$120,330 (+34.34%) Land $35,703 Building $84,627	$360,990 (+34.34%) Land $107,109 Building $253,881
2022		$89,570 Land $26,576 Building $62,994	$268,710 Land $79,728 Building $188,982

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	25 / 5

May also be available: Spectrum, Wisper ISP.

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