17 Timber Oak Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 17 Timber Oak Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,628 sqft · built 1984
Lot Size	5.14 acres (223,898 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2015)
Tax Bill	$10,197 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2021 Line of Credit + 6 more
APN	`04-21-0-300-016`

Property Details

APN / Parcel Number

Primary APN	`04-21-0-300-016`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Basement Area	1,628 sqft
Unfinished Basement	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	223,898 sqft (5.14 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	688 sqft
Patio Area	440 sqft
Pole Barn	2,040 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	17 TIMBER OAK DR
City	O FALLON
State	IL
Zip	62269-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS ESTATESAP LOT/SEC-11 A02876299
Legal Subdivision	SEVEN HILL
Legal Block	300
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1031
Census Tract	504353

Owner

17 Timber Oak Dr is owned and occupied by an individual who acquired it in February 2026.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
May 26, 2021	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 15, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 3, 2026	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 22, 2018	Deed of Trust, Mortgage · Line of Credit FCB BK
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit FCB BK
May 11, 2017	Warranty Deed, Transfer ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2015 · Amount on File
Deed Sale	Mar 18, 2015 · Amount on File
Prior Sale	Jul 29, 2003 · Amount on File
Deed Document Number	20152446422
Last Transfer Date	Feb 18, 2026
Transfer Doc	0A02876299
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02690703
Date	Mar 9, 2021
Instrument	A02690703

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Interest

Rate	2.62%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02701488
Date	May 26, 2021
Instrument	A02701488

Lender

Name	FCB BANKS
Type	Bank
Address	BELLEVILLE, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02738957
Date	Mar 10, 2022
Instrument	A02738957

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221

Mortgage

Document Number	0A02831486
Date	Nov 15, 2024
Instrument	A02831486

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate	7%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Mar 3, 2026
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Document Number	0A02876299
Map Reference	MB 66 PG 41
Instrument Date	Feb 18, 2026
Instrument	A02876299
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221

Mortgage

Document Number	0A02876300
Date	Mar 3, 2026
Instrument	A02876300

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Document Number	00A2577670
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TIMBER OAK DR O FALLON IL 622694221, O FALLON, IL 62269-4221

Mortgage

Document Number	00A2577670
Date	May 30, 2018
Instrument	2577670

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 29, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Document Number	00A2560886
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TIMBER OAK DR O FALLON IL 622694221, O FALLON, IL 62269-4221

Mortgage

Document Number	00A2560886
Date	Dec 8, 2017
Instrument	2560886

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 7, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.95%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 11, 2017
Property Address	17 TIMBER OAK DR, O FALLON, IL 62269-4221
Document Number	00A2536595
Instrument Date	Mar 27, 2017
Instrument	2536595
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TIMBER OAK DR O FALLON IL 622694221, O FALLON, IL 62269-4221

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,197.00 (+8.4%)	$141,473 (+9.62%) Land $33,737 Building $107,736	$424,419 (+9.62%) Land $101,211 Building $323,208
2024	$9,407.00	$129,057 (+22.55%) Land $30,776 Building $98,281	$387,171 (+22.55%) Land $92,328 Building $294,843
2022		$105,309 Land $25,113 Building $80,196	$315,927 Land $75,339 Building $240,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 17 Timber Oak Dr; there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Timber Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	25 / 5

May also be available: Spectrum, Wisper ISP.

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