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5 Terrace Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 5 Terrace Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1955
Square Footage1,282 sqft Living Area
Lot Size3,768 sqft (0.087 acres)
OccupancyOwner Occupied
Tax Bill$5,061.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:008.1 B:00175 L:00000
Alternative APN
  • 295

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,282 sqft Living Area
Gross Area1,414 sqft Gross Area
1st Floor755 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,768 sqft (0.087 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number295
Street Address5 TERRACE AVE
CityNIANTIC
StateCT
Zip06357-3516
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block175
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup4
Census Block4001
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:008.1 B:00175 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 TERRACE AVE, NIANTIC, CT 06357-3516
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Stand Alone Refinance
DUTCH POINT CREDIT UNION
Mar 01, 2021Deed of Trust, Mortgage · Balloon Payment
QUICKEN LOANS INC
Aug 13, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUAD CTY BK&TR
Nov 08, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL ONE FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address5 TERRACE AVE, NIANTIC, CT 06357-3516
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001085-432
DateAug 10, 2022
Book Page1085/432
Instrument2334
Lender
NameDUTCH POINT CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term61 Months
DueSep 01, 2027

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address5 TERRACE AVE, NIANTIC, CT 06357-3516
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1050-287
DateMar 01, 2021
Book Page1050/287
Instrument647
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address5 TERRACE AVE, NIANTIC, CT 06357-3516
Document Number1016-143
Instrument DateAug 13, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyUNKNOWN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 TERRACE AVE NIANTIC CT 063573516, NIANTIC, CT 06357-3516

Mortgage

Document Number1016-143
DateAug 13, 2019
Book Page001016/000143
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term84 Months
DueAug 12, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address5 TERRACE AVE, NIANTIC, CT 06357-3516
Document Number989-453
Book / Page000989 / 000453
Transaction TypeMortgage
Record UpdatedDec 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 TERRACE AVE NIANTIC CT 063573516, NIANTIC, CT 06357-3516

Mortgage

Document Number989-453
DateNov 08, 2017
Book Page000989/000453
Lender
NameCAPITAL ONE FIN'L
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 07, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,061.00$180,670 (+33.45%) Land $81,060 Building $99,610$126,469 Land $56,742 Building $69,727
2024$5,061.00 (+50.27%)
2023$3,368.00 (+4.37%)$135,380 (-) Land $81,060 Building $54,320
2022$3,227.00$135,380 Land $81,060 Building $54,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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