16 Terrace Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 16 Terrace Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,774 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2019)
Tax Bill$6,764.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:008.1 B:00172 L:00000
Alternative APN
  • 6684

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,774 sqft Living Area
Gross Area3,274 sqft Gross Area
1st Floor1,306 sqft 1st Floor
Basement Area468 sqft Basement
Unfinished Basement468 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,841 sqft (0.18 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number6684
Street Address16 TERRACE AVE
CityNIANTIC
StateCT
Zip06357-3513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block172
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup4
Census Block4007
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:008.1 B:00172 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 TERRACE AVE, NIANTIC, CT 06357-3513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Nov 26, 2019Warranty Deed, Transfer · Stand Alone First Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2019 · Amount on Record
Deed SaleNov 26, 2019 · Amount on Record
Prior SaleOct 09, 1997 · Amount on Record
Deed Book / Page1021 / 554
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address16 TERRACE AVE, NIANTIC, CT 06357-3513
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001129-572
DateJan 08, 2026
Book Page1129/572
Instrument41
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 01, 2036

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateNov 26, 2019
Property Address16 TERRACE AVE, NIANTIC, CT 06357-3513
Document Number1021-554
Book / Page1021 / 554
Instrument DateNov 26, 2019
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1021557
DateNov 26, 2019
Instrument1021/557
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,764.00$241,500 (-) Land $103,250 Building $138,250$169,050 Land $72,275 Building $96,775
2024$6,764.00 (+12.56%)
2023$6,009.00 (+4.38%)$241,500 (-) Land $103,250 Building $138,250
2022$5,757.00$241,500 Land $103,250 Building $138,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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