East Lyme Town property record for 1 Terrace Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,284 sqft Living Area |
| Lot Size | 15,485 sqft (0.355 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $361,000 (2022) |
| Tax Bill | $5,651.00 (2025) |
| Primary APN | ELYM M:008.1 B:00176 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,152 sqft Gross Area |
| 1st Floor | 1,284 sqft 1st Floor |
| Basement Area | 448 sqft Basement |
| Unfinished Basement | 448 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,485 sqft (0.355 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 740 |
|---|---|
| Street Address | 1 TERRACE AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3516 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 176 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.1 B:00176 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 TERRACE AVE, NIANTIC, CT 06357-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Balloon Payment THOMAS J MEUCCI |
| Mar 31, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Deed Book / Page | 682 / 401 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 1 TERRACE AVE, NIANTIC, CT 06357-3516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001059-480 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 1059/480 |
| Instrument | 2181 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 1 TERRACE AVE, NIANTIC, CT 06357-3516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001054-358 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 1054/358 |
| Instrument | 1284 |
| Name | THOMAS J MEUCCI |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTVILLE CT |
| Recording Date | Mar 31, 2022 |
| Property Address | 1 TERRACE AVE, NIANTIC, CT 06357-3516 |
| Document Number | 000682-401 |
| Book / Page | 682 / 401 |
| Instrument Date | Mar 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 RICHARD BROWN DR, MONTVILLE, CT 06353 |
| Document Number | 3017140010 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 3017140010 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,651.00 | $201,740 (+9.46%) Land $89,250 Building $112,490 | $141,218 Land $62,475 Building $78,743 |
| 2024 | $5,651.00 (+23.22%) | ||
| 2023 | $4,586.00 (+4.37%) | $184,310 (-) Land $89,250 Building $95,060 | |
| 2022 | $4,394.00 | $184,310 Land $89,250 Building $95,060 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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