East Lyme Town property record for 2 Terrace Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1947 |
| Square Footage | 2,340 sqft Living Area |
| Lot Size | 15,485 sqft (0.355 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $7,521.00 (2025) |
| Primary APN | ELYM M:008.1 B:00166 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 4,716 sqft Gross Area |
| 1st Floor | 1,380 sqft 1st Floor |
| Basement Area | 1,200 sqft Basement |
| Unfinished Basement | 1,200 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,485 sqft (0.355 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2667 |
|---|---|
| Street Address | 2 TERRACE AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 166 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.1 B:00166 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2 TERRACE AVE, NIANTIC, CT 06357-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 02, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Mar 20, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CHARTER OAK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 02, 2024 |
| Transfer Doc | 001109-433 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 02, 2024 |
| Property Address | 2 TERRACE AVE, NIANTIC, CT 06357-3515 |
| Document Number | 001109-433 |
| Book / Page | 1109 / 433 |
| Instrument Date | May 02, 2024 |
| Instrument | 934 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 TERRACE AVE, NIANTIC, CT 06357-3515 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 2 TERRACE AVE, NIANTIC, CT 06357-3515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1009-118 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 1009/118 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2029 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,521.00 | $268,520 (-) Land $89,250 Building $179,270 | $187,964 Land $62,475 Building $125,489 |
| 2024 | $7,521.00 (+12.57%) | ||
| 2023 | $6,681.00 (+4.36%) | $268,520 (-) Land $89,250 Building $179,270 | |
| 2022 | $6,402.00 | $268,520 Land $89,250 Building $179,270 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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