Somerset County and Somerville Borough property record for 5 Speer St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,493 sqft · built 1956 |
| Lot Size | 0.149 acres (6,482 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,750 (Jan 2018) |
| Tax Bill | $10,442 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00100-0000-00001-08 |
| Primary APN | 18-00100-0000-00001-08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,493 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 6,482 sqft (0.149 acres) |
| Lot Dimensions | 90 ft deep x 72 ft wide |
| Old Parcel Number | 1800100000000001H |
|---|---|
| Street Address | 5 SPEER ST |
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAIR ESTATES |
| Legal Block | 100 |
| Legal Lot Number | 1.8 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 50200 |
Source: Somerset County and Somerville Borough records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 SPEER ST, SOMERVILLE, NJ 08876-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Oct 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 20184138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 5 SPEER ST, SOMERVILLE, NJ 08876-1511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035713 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 7464/2429 |
| Instrument | 2022035713 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 5 SPEER ST, SOMERVILLE, NJ 08876-1511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062035 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 7393/1309 |
| Instrument | 2021062035 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 5 SPEER ST, SOMERVILLE, NJ 08876-1511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000067535 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 7289/3022 |
| Instrument | 2020067535 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2046 |
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,000 (-) Land $119,900 Building $136,100 | $256,000 (-) Land $119,900 Building $136,100 | |
| 2025 | $10,442.00 (+3.19%) | $256,000 (-) Land $119,900 Building $136,100 | $256,000 (-) Land $119,900 Building $136,100 |
| 2024 | $10,119.00 (+5.1%) | ||
| 2023 | $256,000 Land $119,900 Building $136,100 | $256,000 Land $119,900 Building $136,100 | |
| 2022 | $9,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 34 (1999–2021) |
| Claims Outside the SFHA | 15 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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