3 Speer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 3 Speer St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,642 sqft · built 1956
Lot Size0.164 acres (7,126 sqft)
Owner2 Individual Names on File
Last Sale$214,000 (Oct 2002)
Tax Bill$9,985 (2025)
Flood ZoneZone X (minimal risk)
APN18-00100-0000-00001-10

Property Details

APN / Parcel Number

Primary APN18-00100-0000-00001-10
Alternative APNs
  • 18001000000000010010
  • 1800100000000001J

Interior

Stories1 Story
Building Area1,642 sqft Living Area
1st Floor Area1,642 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area7,126 sqft (0.164 acres)
Lot Dimensions95 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number1800100000000001J
Street Address3 SPEER ST
CitySOMERVILLE
StateNJ
Zip08876-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFAIR ESTATES
Legal Block100
Legal Lot Number1.10
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2001
Census Tract50200

Owner

3 Speer St is owned and occupied by two individuals who acquired it in April 2014.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3 SPEER ST, SOMERVILLE, NJ 08876-1511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2002 · Amount on File
Deed SaleOct 25, 2002 · Amount on File
Prior SaleMay 18, 2000 · Amount on File
Deed Book / Page5230 / 412
Last Transfer DateApr 2, 2014
Transfer Doc0000013036
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3 Speer St was $9,985, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,800 (-) Land $122,100 Building $122,700$244,800 (-) Land $122,100 Building $122,700
2025$9,985.00 (+3.19%)$244,800 Land $122,100 Building $122,700$244,800 Land $122,100 Building $122,700
2024$9,676.00
2023$244,800 Land $122,100 Building $122,700$244,800 Land $122,100 Building $122,700
2022$9,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Speer St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims34 (1999–2021)
Claims Outside the SFHA15 of 34
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 13 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Speer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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