9 Speer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 9 Speer St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,545 sqft · built 1956
Lot Size0.142 acres (6,181 sqft)
OwnerCompany Name on Record
Last Sale$542,500 (Dec 2024)
Tax Bill$11,621 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Nov 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN18-00100-0000-00001-06

Property Details

APN / Parcel Number

Primary APN18-00100-0000-00001-06
Alternative APNs
  • 18001000000000010006
  • 1800100000000001F

Interior

Stories1 Story
Building Area1,545 sqft Living Area
1st Floor Area1,545 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area6,181 sqft (0.142 acres)
Lot Dimensions103 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number1800100000000001F
Street Address9 SPEER ST
CitySOMERVILLE
StateNJ
Zip08876-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block100
Legal Lot Number1.6
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2001
Census Tract50200

Owner

Source: Somerset County and Somerville Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9 SPEER ST, SOMERVILLE, NJ 08876-1511
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 19, 2020Grant Deed, Construction Loan · Line of Credit
RCN CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleMay 4, 2021 · Amount on Record
Deed Document Number202433314
Deed Book / Page7593 / 1978
Prior Transfer DateOct 29, 1990
Prior Transfer Doc1796000142
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateMay 4, 2021
Property Address9 SPEER ST, SOMERVILLE, NJ 08876-1511
Document Number0000028437
Book / Page7338 / 3006
Instrument DateApr 26, 2021
Instrument2021028437
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyALLIED TITLE, ALLIED TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,311.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 SPEER ST, 9, SOMERVILLE, NJ 08876-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 SPEER ST, SOMERVILLE, NJ 08876-1511

Mortgage

Document Number0000028438
DateMay 4, 2021
Instrument2021028438
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

November 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateNov 19, 2020
Property Address9 SPEER ST, SOMERVILLE, NJ 08876-1511
Document Number0000059726
Book / Page007277 / 002330
Instrument DateNov 19, 2020
Instrument59726
Transaction TypeConstruction Loan
Record UpdatedDec 22, 2020
Title CompanyRARITAN VALLEY TITLE EXAMINERS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9 SPEER ST SOMERVILLE NJ 088761511, SOMERVILLE, NJ 08876-1511

Mortgage

Document Number59727
DateNov 19, 2020
Book Page007277/002336
Instrument59727
Lender
NameRCN CAP
TypeFunding / Finance Company
AddressSOUTH WINDSOR, CT 06074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 18, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,900 (-) Land $119,200 Building $165,700$284,900 (-) Land $119,200 Building $165,700
2025$11,621.00 (+3.19%)$284,900 (-) Land $119,200 Building $165,700$284,900 (-) Land $119,200 Building $165,700
2024$11,262.00 (+5.1%)
2023$284,900 Land $119,200 Building $165,700$284,900 Land $119,200 Building $165,700
2022$10,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims34 (1999–2021)
Claims Outside the SFHA15 of 34
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 13 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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