Somerset County and Somerville Borough property record for 2 Speer St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,493 sqft · built 1956 |
| Lot Size | 0.148 acres (6,429 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2003) |
| Tax Bill | $9,247 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00099-0000-00001-01 |
| Primary APN | 18-00099-0000-00001-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,493 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 6,429 sqft (0.148 acres) |
| Lot Dimensions | 109 ft deep x 59 ft wide |
| Old Parcel Number | 1800099000000001A |
|---|---|
| Street Address | 2 SPEER ST |
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAIR ESTATES |
| Legal Block | 99 |
| Legal Lot Number | 1.1 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 50200 |
2 Speer St is owned and occupied by two individuals who bought it in October 2003.
Source: Somerset County and Somerville Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SPEER ST, SOMERVILLE, NJ 08876-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK |
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEAPACK GLADSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2003 · Amount on File |
| Deed Sale | Oct 21, 2003 · Amount on File |
| Deed Book / Page | 5486 / 1561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 1, 2026 |
| Property Address | 2 SPEER ST, SOMERVILLE, NJ 08876-1512 |
| Document Number | 0000018348 |
| Book / Page | 7689 / 1589 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202618348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 SPEER ST, SOMERVILLE, NJ 08876-1512 |
| Document Number | 0000018348, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 7689/1589 |
| Instrument | 202618348 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 29, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 2 SPEER ST, SOMERVILLE, NJ 08876-1512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | MEGA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025393 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 7448/2314 |
| Instrument | 2022025393 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 2 Speer St was $9,247, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,700 (-) Land $113,600 Building $113,100 | $226,700 (-) Land $113,600 Building $113,100 | |
| 2025 | $9,247.00 (+3.19%) | $226,700 Land $113,600 Building $113,100 | $226,700 Land $113,600 Building $113,100 |
| 2024 | $8,961.00 | ||
| 2023 | $226,700 Land $113,600 Building $113,100 | $226,700 Land $113,600 Building $113,100 | |
| 2022 | $8,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Speer St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 34 (1999–2021) |
| Claims Outside the SFHA | 15 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Speer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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