5 Saint Charles St, Boston, MA 02116 Property Records

Suffolk County and Boston City property record for 5 Saint Charles St, Boston, MA 02116

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 2,455 sqft · built 1875
Lot Size	0.031 acres (1,360 sqft)
Owner	2 Individual Names on File
Last Sale	$2,949,000 (Feb 2024)
Tax Bill	$25,928 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CBOS W:05 P:01014 S:000`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:05 P:01014 S:000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,455 sqft Living Area
Gross Area	2,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Slate
Lot Area	1,360 sqft (0.031 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5 SAINT CHARLES ST
City	BOSTON
State	MA
Zip	02116-6212
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1003
Census Tract	70301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South End District (Boundary Increase II) listed 2025 · 8 contributing resources · NRIS 73000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Saint Charles St, a duplex, is owned and occupied by two individuals who bought it in February 2024.

Source: Suffolk County and Boston City records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 SAINT CHARLES ST, BOSTON, MA 02116-6212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GOLDMAN SACHS BANK USA
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Oct 6, 2010 · Amount on File
Deed Document Number	202410004
Deed Book / Page	69894 / 137
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Feb 16, 2024
Property Address	5 SAINT CHARLES ST, BOSTON, MA 02116-6212
Document Number	069894-137
Book / Page	69894 / 137
Instrument Date	Feb 16, 2024
Instrument	10004
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 SAINT CHARLES ST, BOSTON, MA 02116-6212

Mortgage

Document Number	0000010005
Date	Feb 16, 2024
Instrument	10005

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 3, 2029
Max Rate At Change	3%
Index	Other
Margin	3

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	5 SAINT CHARLES ST, BOSTON, MA 02116-6212
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069817-173
Date	Jan 19, 2024
Book Page	69817/173
Instrument	3907

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	5 SAINT CHARLES ST, BOSTON, MA 02116-6212
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067409-227
Date	Mar 31, 2022
Book Page	67409/227
Instrument	27341

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	5 SAINT CHARLES ST, BOSTON, MA 02116-6212
Document Number	63474-171
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SAINT CHARLES ST BOSTON MA 021166212, BOSTON, MA 02116-6212

Mortgage

Document Number	63474-171
Date	Jul 31, 2020
Book Page	063474/000171
Instrument	62624

Lender

Name	POLI MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5 Saint Charles St was $25,928, up 16.1% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$25,928.00 (+16.14%)	$2,239,000 (+9.32%) Land $902,400 Building $1,336,600
2024	$22,324.00 (-1.16%)	$2,048,100 (-2.61%) Land $702,700 Building $1,345,400
2023	$22,586.00	$2,103,000 Land $702,700 Building $1,400,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Saint Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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