10 Saint Charles St, Boston, MA 02116 Property Records

Suffolk County and Boston City property record for 10 Saint Charles St, Boston, MA 02116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,453 sqft · built 1890
Lot Size	0.026 acres (1,122 sqft)
Owner	2 Trust Names on File
Last Sale	$2,600,000 (Aug 2018)
Tax Bill	$32,304 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CBOS W:05 P:01026 S:000`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:05 P:01026 S:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,453 sqft Living Area
Gross Area	2,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Slate
Lot Area	1,122 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 SAINT CHARLES ST
City	BOSTON
State	MA
Zip	02116-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1003
Census Tract	70301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South End District (Boundary Increase II) listed 2025 · 8 contributing resources · NRIS 73000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Saint Charles St is held in a trust since August 2018.

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1 CHRYSLER RD, 516, NATICK, MA 01760-1657
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Correction Deed · ARM CATHAY BANK
Apr 29, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2018	Quit Claim Deed, Transfer · ARM BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Prior Sale	May 21, 2001 · Amount on File
Deed Book / Page	60069 / 216
Transfer Doc	060069-216
Record Updated	Oct 29, 2026

November 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	BOSTON MA
Recording Date	Nov 27, 2024
Property Address	10 SAINT CHARLES ST, BOSTON, MA 02116-6233
Document Number	070852-191
Book / Page	70852 / 191
Instrument Date	Nov 27, 2024
Instrument	202400073774
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHRYSLER RD APT 516, 516, NATICK, MA 01760-1657

Mortgage

Document Number	202400073776
Date	Nov 27, 2024
Instrument	202400073776

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2027

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Apr 29, 2024
Property Address	10 SAINT CHARLES ST, BOSTON, MA 02116-6233
Document Number	070112-122
Book / Page	70112 / 122
Instrument Date	Apr 3, 2024
Instrument	24877
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHRYSLER RD APT 516, 516, NATICK, MA 01760-1657

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Aug 23, 2018
Property Address	10 SAINT CHARLES ST, BOSTON, MA 02116-6233
Document Number	60069-216
Book / Page	60069 / 216
Instrument	75255
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	600690222
Date	Aug 23, 2018
Instrument	60069/0222

Lender

Name	BOFI FEDERAL BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Max Rate At Change	90.1%
Max Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Saint Charles St was $32,304, up 12.7% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,304.00 (+12.73%)	$2,789,600 (+6.11%) Land $751,600 Building $2,038,000	$3,475,860 (+1.47%)
2024	$28,656.00 (+5.54%)	$2,629,000 (+4%) Land $709,400 Building $1,919,600	$3,425,605
2023	$27,151.00	$2,528,000 Land $682,100 Building $1,845,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Saint Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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