Pickens County property record for 5 Ruth Rd, Talking Rock, GA 30175 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,376 sqft · built 2000 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (Apr 2017) |
| Tax Bill | $2,242 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-027 |
| Primary APN | 033-027 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,376 sqft Heated Area |
| Basement Area | 1,787 sqft |
| Unfinished Basement | 1,787 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft (3.02 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 497 sqft |
| Deck Area | 368 sqft |
| Patio Area | 896 sqft |
| Canopy | 48 sqft |
| Lean-To | 72 sqft |
| Utility Building | 384 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12781 |
|---|---|
| Street Address | 5 RUTH RD |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-3595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST12 LL21 LT20 PETE MOSS 3.02 AC HOUSE |
| Legal Subdivision | PETE MOSS MOUNTAIN ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | PICKENS GA |
| Township / Civil Division | LUDVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 50400 |
Source: Pickens County records · APN 033-027
Assessment roll updated December 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 RUTH RD, TALKING ROCK, GA 30175-3595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2020 | Deed of Trust, Mortgage · Line of Credit RENASANT BK |
| Apr 17, 2017 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Aug 02, 2016 · Amount on Record |
| Deed Document Number | 2017678 |
| Deed Book / Page | 1113 / 332 |
| Prior Transfer Date | Mar 16, 2005 |
| Prior Transfer Doc | 0006440462 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 5 RUTH RD, TALKING ROCK, GA 30175-3595 |
| Document Number | 0012180806 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 RUTH RD TALKING ROCK GA 301753595, TALKING ROCK, GA 30175-3595 |
| Document Number | 0012180806 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 001218/000806 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | JASPER, GA 30143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 13, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | Apr 17, 2017 |
| Property Address | 5 RUTH RD, TALKING ROCK, GA 30175-3595 |
| Document Number | 0011130332 |
| Book / Page | 001113 / 000332 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 1836 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 RUTH RD TALKING ROCK GA 301753595, TALKING ROCK, GA 30175-3595 |
| Document Number | 11130333 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 001113/000333 |
| Instrument | 1837 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Pickens County records · Assessment roll updated December 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,242.00 (-7.47%) Homeowner's exemption | $229,862 (+85.15%) Land $21,200 Building $208,662 | $574,655 (+85.15%) Land $53,001 Building $521,654 |
| 2023 | $2,423.00 (-4%) Homeowner's exemption | $124,148 (-) Land $21,200 Building $102,948 | $310,371 (-) Land $53,001 Building $257,370 |
| 2022 | $2,524.00 Homeowner's exemption | $124,148 Land $21,200 Building $102,948 | $310,371 Land $53,001 Building $257,370 |
Source: FEMA National Flood Hazard Layer, Pickens County (13227C), updated July 1, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 58% of the US · above 85% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ellijay Telephone Company | Cable | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures