117 Ruth Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 117 Ruth Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1996
Lot Size	4.29 acres (186,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (May 1997)
Tax Bill	$940 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-028`

Property Details

APN / Parcel Number

Primary APN	`033-028`
Alternative APN	`6687`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Basement Area	280 sqft
Finished Basement	280 sqft
Unfinished Basement	1,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	186,872 sqft (4.29 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Porch	Slab
Porch Area	1,180 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6687
Street Address	117 RUTH RD
City	TALKING ROCK
State	GA
Zip	30175-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL21 4.286AC LT21 PETE MOSS HOUSE
Legal Subdivision	PETE MOSS MOUNTAIN ESTATES
Legal Lot Number	21
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1022
Census Tract	50400

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 RUTH RD, TALKING ROCK, GA 30175-3536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1997 · Amount on Record
Deed Sale	May 1, 1997 · Amount on Record
Prior Sale	Apr 30, 1996 · Amount on Record
Deed Book / Page	273 / 225
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	117 RUTH RD, TALKING ROCK, GA 30175-3536
Document Number	0012160790
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 RUTH RD TALKING ROCK GA 301753536, TALKING ROCK, GA 30175-3536

Mortgage

Document Number	0012160790
Date	Apr 29, 2020
Book Page	001216/000790

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2035

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,148 (-) Land $12,012 Building $131,136	$357,871 (-) Land $30,030 Building $327,841
2025	$940.00 (-16.89%) Homeowner's exemption	$143,148 (+136.1%) Land $12,012 Building $131,136	$357,871 (+136.1%) Land $30,030 Building $327,841
2023	$1,131.00 (-8.27%) Homeowner's exemption	$60,631 (-) Land $12,012 Building $48,619	$151,577 (-) Land $30,030 Building $121,547
2022	$1,233.00 Homeowner's exemption	$60,631 Land $12,012 Building $48,619	$151,577 Land $30,030 Building $121,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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