583 Ruth Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 583 Ruth Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,064 sqft · built 2002
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individuals on Record
Last Sale	$287,000 (May 2019)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	May 2019 Sale & Construction Loan Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-032`

Property Details

APN / Parcel Number

Primary APN	`033-032`
Alternative APN	`12784`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Heated Area
1st Floor Area	920 sqft
Basement Area	1,417 sqft
Finished Basement	1,417 sqft
Unfinished Basement	1,492 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	141,134 sqft (3.24 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	48 sqft
Patio Area	477 sqft
Canopy	728 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12784
Street Address	583 RUTH RD
City	TALKING ROCK
State	GA
Zip	30175-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL21 3.24AC LT26 PETE MOSS
Legal Subdivision	PETE MOSS MOUNTAIN ESTATES
Legal Lot Number	26
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1022
Census Tract	50400

Owner

Source: Pickens County assessment roll, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	67 BOB RD, TALKING ROCK, GA 30175-3578
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Grant Deed, Construction Loan · Construction Mortgage COMMUNITY BK/PICKENS
Jun 3, 2019	Correction Deed, Construction Loan · Line of Credit COMMUNITY BK/PICKENS
May 20, 2019	Loan Modification, Mortgage · Line of Credit COMMUNITY BK/PICKENS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Sep 17, 2003
Deed Document Number	2019880
Deed Book / Page	1180 / 575
Record Updated	Sep 20, 2026

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	May 22, 2019
Property Address	583 RUTH RD, TALKING ROCK, GA 30175-3541
Document Number	0011800575
Book / Page	001180 / 000575
Instrument Date	May 20, 2019
Transaction Type	Construction Loan
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	583 RUTH RD TALKING ROCK GA 301753541, TALKING ROCK, GA 30175-3541

Mortgage

Document Number	11800576
Date	May 22, 2019
Book Page	001180/000576

Lender

Name	COMMUNITY BK/PICKENS
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 21, 2020

June 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 3, 2019
Property Address	583 RUTH RD, TALKING ROCK, GA 30175-3541
Document Number	0011810595
Book / Page	001181 / 000595
Instrument Date	May 20, 2019
Transaction Type	Construction Loan
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 BOB RD TALKING ROCK GA 301753578, TALKING ROCK, GA 30175-3578

Mortgage

Document Number	11810595
Date	Jun 3, 2019
Book Page	001181/000595

Lender

Name	COMMUNITY BK/PICKENS
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2020

Interest

Rate Type	Adjustable Rate

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PICKENS GA
Property Address	583 RUTH RD, TALKING ROCK, GA 30175-3541
Document Number	0012250640
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 RUTH RD TALKING ROCK GA 301753541, TALKING ROCK, GA 30175-3541

Mortgage

Document Number	0012250640
Date	Jul 10, 2020
Book Page	001225/000640

Lender

Name	COMMUNITY BK/PICKENS
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 9, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,318.00 (+43.45%)	$183,193 (+61.05%) Land $22,226 Building $160,967	$457,984 (+61.05%) Land $55,566 Building $402,418
2023	$2,313.00	$113,751 Land $22,226 Building $91,525	$284,379 Land $55,566 Building $228,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: T-Mobile.

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