375 Ruth Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 375 Ruth Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,153 sqft · built 1994
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (May 2024)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-021`

Property Details

APN / Parcel Number

Primary APN	`033-021`
Alternative APN	`12782`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,153 sqft Heated Area
1st Floor Area	584 sqft
Basement Area	1,411 sqft
Finished Basement	1,411 sqft
Unfinished Basement	1,764 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	725 sqft
Porch	Patio
Porch Area	891 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12782
Street Address	375 RUTH RD
City	TALKING ROCK
State	GA
Zip	30175-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL21 3.03AC LT22 PETE MOSS HOUSE
Legal Subdivision	PETE MOSS MOUNTAIN ESTATES
Legal Lot Number	22
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1022
Census Tract	50400

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	375 RUTH RD, TALKING ROCK, GA 30175-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Aug 30, 2004 · Amount on Record
Deed Book / Page	1400 / 27
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0011070162
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Feb 3, 2017
Property Address	375 RUTH RD, TALKING ROCK, GA 30175-3539
Document Number	0011070162
Book / Page	001107 / 000162
Instrument Date	Jan 25, 2017
Instrument	548
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	375 RUTH RD TALKING ROCK GA 301753539, TALKING ROCK, GA 30175-3539

Mortgage

Document Number	11070163
Date	Feb 3, 2017
Book Page	001107/000163
Instrument	549

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,901 (-) Land $20,786 Building $178,115	$497,253 (-) Land $51,965 Building $445,288
2025	$3,511.00 (+76.17%) Homeowner's exemption	$198,901 (+93.05%) Land $20,786 Building $178,115	$497,253 (+93.05%) Land $51,965 Building $445,288
2023	$1,993.00 (-4.87%) Homeowner's exemption	$103,030 (-) Land $20,786 Building $82,244	$257,574 (-) Land $51,965 Building $205,609
2022	$2,095.00 Homeowner's exemption	$103,030 Land $20,786 Building $82,244	$257,574 Land $51,965 Building $205,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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