5 Pond St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 5 Pond St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,724 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,140 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12B-11650 B:123 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12B-11650 B:123 L:0`
Alternative APNs	`LUDL M:12B B:11650 P:123` `6644`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	6644
Street Address	5 POND ST
City	LUDLOW
State	MA
Zip	01056-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11650
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2006
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-11650 B:123 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 POND ST, LUDLOW, MA 01056-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	5 POND ST, LUDLOW, MA 01056-1905
Document Number	21684-411
Book / Page	021684 / 000411
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21684-411
Date	May 17, 2017
Book Page	021684/000411
Instrument	27179

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,140.00 (+2.35%)	$238,600 (+6.71%) Land $83,400 Building $155,200	$353,305 (-0.83%)
2024	$4,045.00 (+2.48%)	$223,600 (+10.53%) Land $83,400 Building $140,200	$356,250
2023	$3,947.00	$202,300 Land $76,300 Building $126,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.