Hampden County and Ludlow Town property record for 34 Pond St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1951 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,900 (Dec 2015) |
| Tax Bill | $4,247 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-11650 B:154 L:0 |
| Primary APN | M:12B-11650 B:154 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,624 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,886 sqft (0.204 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6662 |
|---|---|
| Street Address | 34 POND ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 11650 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:12B-11650 B:154 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 POND ST, LUDLOW, MA 01056-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on Record |
| Deed Sale | Dec 21, 2015 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Book / Page | 20998 / 233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 34 POND ST, LUDLOW, MA 01056-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024200-421 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 24200/421 |
| Instrument | 75333 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 34 POND ST, LUDLOW, MA 01056-1904 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24200-421 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 24200/421 |
| Instrument | 75333 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,247.00 (+3.66%) | $244,800 (+8.08%) Land $84,200 Building $160,600 | $256,310 (-4.5%) |
| 2024 | $4,097.00 (+4.78%) | $226,500 (+13.02%) Land $84,200 Building $142,300 | $268,375 |
| 2023 | $3,910.00 | $200,400 Land $77,100 Building $123,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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