40 Pond St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 40 Pond St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1952
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,156 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M:12B-11650 B:147 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12B-11650 B:147 L:0`
Alternative APNs	`LUDL M:12B B:11650 P:147` `6661`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	4,285 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6661
Street Address	40 POND ST
City	LUDLOW
State	MA
Zip	01056-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11650
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2006
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-11650 B:147 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 POND ST, LUDLOW, MA 01056-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,156.00 (+3.68%)	$297,200 (+8.11%) Land $84,200 Building $213,000	$301,435 (-1.06%)
2024	$4,973.00 (+4.04%)	$274,900 (+12.2%) Land $84,200 Building $190,700	$304,665
2023	$4,780.00	$245,000 Land $77,100 Building $167,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.